Wuhan civil servants can pre-subsidize 1.5 million when buying a house. Can this move stimulate the property market?

The current situation of the property market is caused by many factors. Wuhan's stimulus policies for specific groups cannot be said to have no stimulating effect, but on the whole, this effect is minimal, not to mention the unrepresentative civil servants. The subsidy of 654.38+0.5 million yuan will not play a decisive role for those civil servants who have no plan to buy a house. On the contrary, ordinary citizens who need such subsidies simply do not have the same qualifications. The property market stimulus measures need to be aimed at all citizens, not specific groups such as civil servants. After all, it is not too difficult for civil servants to buy a house. Whether it is self-owned funds or housing loans, all aspects of the conditions are superior.

In other words, if this stimulus measure in Wuhan is aimed at all Wuhan citizens, the stimulus effect on the local property market is obvious, but obviously, such measures are not feasible, and both the scale of funds needed and the future direction of funds will lead to great uncertainty in the whole stimulus plan. Of course, stimulating the civil service and driving the local property market to rebound may be the original intention of this policy. However, in the specific implementation process, there is still uncertainty whether the expected effect can be achieved. I believe that most civil servants will also take a wait-and-see attitude.

In addition, most civil servants do not need to buy a house. In the overall poor property market, the willingness to invest in buying a house will not be too strong. Even though the government will pay a subsidy of10.5 million yuan, compared with the overall cost pressure after buying a house, this subsidy amount is not ideal, which is why it is difficult to obviously stimulate the property market and get recognition. In fact, with or without subsidies, as long as buyers are full of confidence in the prospects of the property market, even if there is no stimulus policy, the embarrassment of the property market will gradually ease.

As a reference, it is not difficult to see that it is not enough to rely solely on the bailout policy of a single city when the situation of the national property market is not optimistic. Even the incentive measures for civil servants in Wuhan to pay 6.5438+0.5 million subsidies in advance are not easy to reduce efficiency in a short time. It is precisely because there are many uncertainties in the situation of the property market all day long that it is impossible to analyze and evaluate the stimulus measures introduced by Wuhan. As for the potential buyers who have generated the demand for housing, they need to make corresponding judgments according to various situations.