What does Gitzo do?

Gitzo is a licensed consumer finance company. Gitzo Consumer Finance Co., Ltd. was formally established in China at the end of 20 10. The business scope of providing consumer financial services to China customers includes issuing personal consumption loans, accepting deposits from domestic subsidiaries of shareholders and domestic shareholders, and borrowing from domestic financial institutions; Approved issuance of financial bonds, domestic inter-bank lending, consulting related to consumer finance, agency business, agency sales of insurance products related to consumer loans, fixed-income securities investment business, and other businesses approved by China Banking Regulatory Commission, the business activities can only be carried out after the projects subject to approval according to law are approved by the relevant departments.

1. What consumer financial services can Gitzo provide?

Gitzo can provide two types of consumer financial services, namely commodity loans and consumer loans. Commodity loans are mainly targeted at mobile phones, home appliances, motorcycles, electric vehicles, computers and so on. From July 23rd, 2020, when you apply for a consumer loan in Gitzo, you will have the opportunity to enjoy the "hesitation period" of canceling the loan service for free. The "hesitation period" is within 65,438+05 days from the date of submitting the loan application.

2. What documents will I get for Gitzo's online business?

After the loan application is approved, the company will generate a personal loan application form, the terms of the consumer credit contract and the borrower's instructions according to the user's loan application information, and send the above documents to the email address filled in when you apply for a loan two hours later for the convenience of users. If the QQ number is provided in the application form, a notice will be sent to QQ mailbox, or you can log in to Gitzo Financial APP to check your loan information and loan documents.

3. What about J.J.' s overdue credit?

If the repayment obligation is not fulfilled according to the loan contract, a penalty interest of 50% will be charged for the overdue part from the date of overdue, at the interest rate specified in the application, until all the arrears are paid off. If the loan interest rate is zero, the penalty interest rate shall be 0.067% per day; Among them, for overdue interest and default interest, Gitzo Consumer Finance has the right to continue to compound interest at the corresponding default interest rate on a monthly basis until all the arrears are paid off. For the loan contract whose activation date is before 2065438+2007 65438+February 29th, overdue penalty will be charged, and the specific collection method is subject to the terms of the consumer credit contract of the loan.

Software name: Gitzo Financial APP

Version number (Android version): V34.24. 1

Mobile phone model: Xiaomi MIX3

Operating system: MIUI 12.5. 1.