Bengbu handles credit cards.

How about credit card sales?

The basic salary is only about 1000 yuan++is just a legend.

Many banks require a college degree or above to recruit credit card salesmen, with work experience ranging from "no experience" to "10 years or more" and salary ranging from "1000 yuan or less" to "10000 yuan or more". Regarding the age of employees, the recruitment notices are generally targeted at golden decade, who is 25-35 years old.

According to the person in charge of a labor dispatch company recruited for a credit card center of a bank, the basic salary is about 1000 yuan. It is divided into several grades, and the commission amount of each grade is different. For example, the basic threshold is to complete 25 sales per month, and each sale can get a commission of 15 yuan.

Theoretically, although the propaganda of "shocking millions of annual salary" is somewhat unreliable, it is indeed possible to earn more than 10,000 yuan a month. However, why is there such a huge personnel gap in such a low threshold++job? Former practitioners broke the news-"The assessment pressure is too great, and many tasks cannot be completed. When the circle of friends runs out, a large number of people are dismissed by the bank."

The assessment of credit card sales staff should not only consider the amount of cards issued, but also consider the rate of live cards, and even some banks have to assess the credit card quota. If a single assessment task is not up to standard, it will affect the whole assessment task. Under such "harsh" conditions, it is not surprising that newcomers are recruited and dismissed.

I have to leave because my contacts have run out.

A person from the credit card department of a Chinese-funded joint-stock bank bluntly said that newcomers can only sell credit cards by contacts, and their performance in the first two or three months can be guaranteed. However, once the contacts are exhausted, how to complete the assessment becomes a big problem.

The credit card salesman resigned in less than a year. He said that if he couldn't finish the task, he might deduct money. Invisible pressure forces you to resign. Moreover, the employee's labor contract is signed with the labor service company, and the bank does not need to bear any responsibility for layoffs.

Collection posts are getting more and more popular.

It was difficult to see the popularity of recruitment information related to credit card collection posts in the past. His job responsibilities are mainly credit card overdue account management, including: reminding credit card overdrafts by letter or telephone, updating customer information, data analysis and management.

In fact, at present, most credit card collection jobs come from outsourcing companies, and behind the aura of "banking work", efficiency and salary are also full of unknowns.

What is the recruitment of credit card center?

Hello! What you should say is recruiting salespeople. The credit card center recruits people to cancel the card. If you drive more cards, your salary will be higher. They are not regular employees, but are equivalent to salesmen. Some of them have guaranteed wages, while others don't. Generally, people with group customer relationships can apply, which is not a long-term and stable job.

Extended data

Why should banks encourage people to apply for credit cards?

The benefits that credit cards bring to banks are divided into two aspects:

One is explicit income and the other is implicit income. Just like you teach students in New Oriental, the obvious advantage is that I will give you 500 yuan salary, which is superficial; The hidden advantage is that you have exercised your eloquence, made more friends and improved your English, which is the latter. The same is true of credit cards to banks.

Explicit income-reflected in the direct profits obtained by banks through credit cards, mainly including: interest income, annual fee income, merchant commission income, cash withdrawal fees and punitive fees, and some value-added service income.

Interest income: simply speaking, it is the interest paid by overdraft credit line, which is the main part of credit card income. You should know that there are two options for credit card repayment, one is full repayment and the other is minimum repayment. If the minimum repayment amount is selected, the bank will charge high interest on the remaining unpaid part.

Annual fee income: the literal meaning is easy to understand, that is, if you use my card, I will charge you a certain fee every year. Annual fee income was a high proportion of fixed income source before 2005, which once reached about 55% of credit card income. However, after 2005, with the intensification of competition, banks began to introduce the service of free annual fee or swiping cards several times a year, which made the proportion of annual fee income decrease year by year.

Credit card rebate income: customers use credit cards to buy things and spend money, and merchants have to give banks a certain percentage of the transaction amount, which is also the main part of credit card income. This part of the rebate is usually shared by the issuing bank, UnionPay and the acquiring bank, and has been at the level of 7: 1:2 for a long time. Nowadays, due to the fierce competition among banks, the bargaining power of merchants has been significantly improved, resulting in a sharp drop in the commission rate.

Cash withdrawal income and punitive income: the former refers to the handling fee paid at the counter or ATM, which stems from the purpose of banks to promote credit card consumption and prevent risks; The latter refers to the fine paid by credit card for overdraft, in order to make up for the risk loss brought to the bank by the cardholder's default. These two parts account for a relatively small proportion of credit card income.

Other value-added service income: For example, the fees paid by cardholders for purchasing goods by stages are actually similar to the intermediary business of interest income, but it is conducive to expanding consumption and controlling risks.

Hidden income-mainly refers to the extra income brought by credit card business to banks, including locking accounts and funds, and promoting other public and private businesses together.

Lock accounts and funds: this is the most important hidden income. For example, if a merchant uses a bank credit card to buy goods, installs a POS machine of the bank to collect money for customers, and at the same time opens value-added services such as installment (customers can pay directly by installment) and integral consumption, then the business process of the merchant will also be the process of bank expanding households and collecting money.

What does the credit card department of China Merchants Bank recruit?

First, the most recruited is the credit card salesman, generally the basic salary plus commission system.

Secondly, the credit card center will also recruit customer service staff, that is, after a short training, they will answer customer service calls and help customer service solve the problems encountered in handling credit cards.

Interview Address of Recruiters in CITIC Bank Credit Card Center (Hefei)

Yours should be Ruijing. ...

If you come by train, take bus 80 1 at the railway station and get off at Baihua subway. ..

If you get off at the bus stop, you can take a taxi ... starting price 6 yuan (a driver talks about Ruijing).

Because you said you were not familiar with the bus stop sign, because Hefei Road is not completely repaired now.

Many cars have changed their routes. ..

The place to get off is Ruijing. ..

If you want to go to Block B, you have to go behind Ruijing. There are AB two elevators going straight up.

If you don't know the way back, ask the security guard at Ruijing. )

Recruit credit card salesmen, saying that they don't need to find customers themselves. They provide interested customers and go to the door directly. Is it reliable?

The credit card salesman said that he didn't need to find a customer himself, but he just offered to go to the door. Is it reliable?

This should be more reliable. In fact, the recruitment of credit card salesmen is mainly to recommend credit cards to potential customers and let them apply for credit cards, which is a service behavior.

You need to know professional credit card knowledge, and then let many people who need credit cards apply for credit cards and let them know how to use them. How to use credit cards better and more correctly, you have to do this work, so it actually has a certain sales nature. Because you want more people to apply for credit cards. So this should be more reliable. As long as we work hard and promote the use of credit cards, we should still be successful.

It is best to know something about finance, so as to explain the functions of credit cards in all directions and provide better services when using them. For example, the calculation of interest rates can be systematically told to customers.

The above contents are for reference only. Thank you!

This is the end of the introduction of Bengbu credit card recruitment and handling. I wonder if you found the information you need from it?