Excuse me. Do you have a credit report? Will it affect personal bank loans?

Borrowing will affect the credit of bank loans. Alipay Ant Borrow has been connected to the central bank for credit reporting.

First, borrowing by ants is an online loan, which has a certain impact on banks' application for loans. More online loans will lower the scores of big data companies, resulting in insufficient comprehensive scores for applying for credit loans.

Second, the relaxation mechanism borrowed by ants belongs to small loans. At present, the loan product outlines of many banks are not allowed for borrowers with small loans on credit information.

Third, the ant loan belongs to the loan-as-you-go, and customers often use it many times. Every time they use it, the number of loans on the credit report will increase, and every time they use the quota, they will check the credit report again, which will lead to changes in the credit report.

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!

I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.

Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement