What will happen if the e-loan of a good car is overdue for one day? Have the following consequences

First, what will happen if the e-loan of a good car is overdue for one day? Have the following consequences

If you want to buy SAIC, Volkswagen, Skoda, Roewe and MG cars, your choice. Because the good car e-loan is an internet auto finance platform under SAIC, you can start to buy a car by installment. However, it should be noted that the repayment cannot be overdue, otherwise it will have adverse consequences.

1, grace period for overdue e-loan of good car

The car loan installment applied for in the good car e-loan will be given a grace period according to the user's situation. If the credit is good and the qualification is good, there can be a grace period of 3-5 days. Specifically, you can consult the customer service of the good car e loan.

2. What will happen if the good car e-loan is overdue?

Collecting overdue interest on a daily basis may affect personal credit reporting. Therefore, the borrower should repay the loan as soon as possible, and the principal, interest and penalty interest will be deducted from the bundled amount every day.

3. The repayment has been made, but the system shows that it is overdue.

This situation is mainly due to the delay in updating the repayment status of the good car e-loan, which has affected the credit record. Need to pay close attention to the situation and contact customer service for more than 24 hours. Second, the good car E loan overdue trailer

A good car loan will be towed away after it is overdue, but it will not be handled by the trailer just after the user's car loan is overdue. If it is only overdue, users will generally be reminded by SMS or telephone to urge them to repay as soon as possible. However, if it is overdue for more than 3 months, the organization is likely to tow the car at home. From a legal point of view, when a user handles a mortgage loan in a loan company, the relationship between the two parties is only a loan contract, and the institution cannot directly tow it away, which is an act of infringing on personal property, and can apply to the debtor for sealing up the collateral and making compensation. In the actual process of car loan, many institutions will directly come to the door to tow the car, and some will tow it away in less than three months. It is suggested that this situation can be handled by the police. Remind users that when signing a car loan contract, they must clearly see the agreement on overdue treatment. If it does not meet the legal requirements, it is recommended not to sign it, and at the same time try to make up the arrears as soon as possible so as not to affect the credit.

3. How long will the payment be overdue?

If it is a loan from China Merchants Bank, please repay it in full and on time, otherwise it will not only affect the credit record, but also have a penalty interest, which is a serious violation of the law.

Fourth, how long does it take to go to the trailer after the e-loan of the good car is overdue?

Three months.

For three months, if the car owner borrows money from the bank, then at the beginning of overdue car loan, the bank will generally inform the car owner to pay the repayment amount in time by SMS or telephone first, instead of towing the car away from the beginning. If the owner fails to pay the repayment amount for three consecutive months, the bank will take the trailer and auction the car.