Who is responsible for the underground garage being flooded?

First, who is responsible for the underground garage being flooded?

1, the underground garage is flooded, who is responsible for the situation:

(1) The insurance company shall be responsible for the losses caused by natural disasters of the insured motor vehicle. In an underground parking lot like this, the car is damaged because of the accumulated water in the parking lot, which meets the claim conditions of car damage insurance;

(2) Pay the parking fee to the property management company and form a legal relationship with the property management company. At this time, as a car keeper, it is obliged to predict the weather changes, foresee the damage and notify it in time, and then take necessary and reasonable risk removal, emergency rescue and remedial measures.

2. Legal basis: Article 942nd of the Civil Code of People's Republic of China (PRC).

Property service providers shall, in accordance with the agreement and the nature of the use of the property, properly repair, maintain, clean, afforest and manage some owners in the property service area, maintain the basic order of the property service area, and take reasonable measures to protect the personal and property safety of the owners.

Property service providers shall take timely and reasonable measures to stop acts that violate laws and regulations such as public security, environmental protection and fire protection in the property service area, report to the relevant administrative departments and assist in handling them.

Article 34 of the Regulations on Property Management

The owners' committee shall conclude a written realty service contract with the realty service enterprise selected by the owners' congress.

Property service contracts shall stipulate property management matters, service quality, service fees, rights and obligations of both parties, management and use of special maintenance funds, property management premises, contract term, liability for breach of contract, etc.

Article 46

The realty service enterprise shall assist in the safety work within the realty management area. When a safety accident occurs, the realty service enterprise shall, while taking emergency measures, report to the relevant administrative departments in time to assist in the rescue work.

The realty service enterprise shall abide by the relevant provisions of the state when hiring security personnel. Security personnel shall perform their duties when maintaining public order in the property management area, and shall not infringe upon the legitimate rights and interests of citizens.

Second, what should I do if the car is flooded?

1. If the owner starts the vehicle for the second time, the insurance company will definitely not compensate;

2. If you buy vehicle loss insurance, then the owner can apply for compensation from the insurance company;

3. If you start the engine again after being drowned by fire while driving, no matter whether you buy water insurance or not, you won't pay;

If the car is flooded, you should call the insurance company for the record first, and you must inform the insurance company within 24 hours, otherwise the claim settlement process will be very troublesome.