Can I still use the social security card without paying?

Whether the social security card can be used free of charge generally depends on the situation:

1. You can continue to use the social security card if there is an available balance in your personal account, but you can't enjoy medical reimbursement in designated pharmacies or outpatient clinics, and you can't use it in hospital;

2. The social security card will stop paying in the next month, and the cardholder will no longer enjoy medical insurance reimbursement.

Some effects of the interruption of social security and medical insurance are as follows:

1, medical insurance cannot be reimbursed. If the medical insurance payment is interrupted, it will not be reimbursed from the second month. In other words, you can't enjoy the treatment paid by the medical insurance pooling fund, but you can use the personal balance in the social security card;

It affects the payment period. If the medical insurance is interrupted for less than 3 months, the continuous payment can be counted as the continuous insured time. However, if it is interrupted for more than 3 months, the payment period will be cleared (personal account will not be cleared);

3. The basic medical expenses and local supplementary medical expenses that affect the outpatient treatment of serious illness and enjoy the outpatient treatment of serious illness can be reimbursed. However, the reimbursement ratio of the medical insurance co-ordination fund is related to the time of continuous participation of the insured. Insurance 12 months, can be reimbursed 60%; 75% can be reimbursed for continuous insurance 12 to 35 months; Insured for more than 36 months, can be reimbursed 90%;

4, the basic medical insurance fund payment amount, the basic medical insurance fund payment amount of each medical insurance year is also related to everyone's participation time. For those who have been insured for less than 6 months in a row, the amount paid by the basic medical insurance pooling fund is 1 times of the average salary of local employees in the previous year; From 6 months to 1 1 month, the amount paid by the basic medical insurance pooling fund is twice the average salary of local employees in the previous year; /kloc-from 0/2 to 23, the payment amount of the basic medical insurance pooling fund is 3 times of the average salary of local employees in the previous year; From 24 months to 35 months, the amount paid by the basic medical insurance pooling fund is 4 times of the average salary of local employees in the previous year; From 36 months to 7 1 month, the amount paid by the basic medical insurance pooling fund is 5 times of the average salary of local employees in the previous year; For those who have been insured for more than 72 months in a row, the amount paid by the basic medical insurance pooling fund is 6 times of the average salary of local employees in the previous year.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.