Job Recruitment Website - Social security inquiry - At what age can a woman get a pension when she retires?
At what age can a woman get a pension when she retires?
How many years do I have to pay social security to get a pension?
Social security needs to be paid for 15 years, and social security benefits can only be enjoyed after the legal retirement age. Social security payment/kloc-can be stopped after 0/5 years. If a company has paid the fee for 15 years, but the employee has not retired, the enterprise needs to continue to pay the fee until the employee retires and the individual pays the social security. If they do, they can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of paying more and getting more. The higher the payment base, the longer the service period, and the more pensions you receive when you retire.
China's "Enterprise Staff Law" stipulates that the retirement age is: male employees are over 60 years old; Female employees engaged in management and scientific research are 55 years old; Female workers engaged in production and auxiliary work have reached the age of 50; Individual industrial and commercial households have reached the age of 55.
Pension conditions: employees must meet three conditions to get a monthly pension:
1, and has gone through the retirement formalities;
2, units and individuals to participate in old-age insurance and fulfill the obligation to pay old-age insurance premiums;
3. Individual contributions should be at least 15 years.
Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in the form of money is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions. Pensions are accumulated and operated in accordance with the principle of common accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.
The main classification of pensions
Pensions in China are mainly divided into two categories: retirement pensions for employees in government institutions and retirement pensions for employees in enterprises. These two systems are generally called "dual-track system" by public opinion. There is a huge difference in treatment between the two, which is a discriminatory system that has lasted for 20 years in China. There are three differences:
First, the overall planning methods are different. The employees of enterprises are paid by the unit and the employees themselves according to certain standards, and the institutions and institutions are funded by the government;
Second, the payment channels are different, that is, employees of enterprises are paid by self-raised accounts, and institutions are paid by finance;
Third, the standard of enjoyment is different, that is, the pension standard of government agencies and institutions is much higher than that of enterprise retirees, with a gap of about 300%~500%.
Because the old-age security systems of enterprises and institutions are different, there is a big difference in treatment between them, which has aroused the dissatisfaction of the masses, and the voice of narrowing the gap and unifying the system is growing.
To sum up, as long as women and men buy social security, they can get their own pensions at a certain age; However, the age at which female employees receive pensions will be determined according to different occupations. Therefore, we should consult more when dealing with it to protect our own interests from damage.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 1 of the Interim Measures of the State Council on Retirement and Resignation of Workers.
Workers in enterprises and institutions owned by the whole people, party and government organs and mass organizations shall retire if they meet one of the following conditions:
(1) Men over 60 years of age, women over 50 years of age, and continuous service for ten years;
(two) engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, men over 55 years of age, women over 45 years of age, continuous service for ten years. This provision also applies to grassroots cadres with the same working conditions as workers;
(3) The male has reached the age of 50 and the female has reached the age of 45, and has worked continuously for ten years, and has completely lost the ability to work as certified by the hospital and confirmed by the labor appraisal committee;
(4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely losing the ability to work.
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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