No social security can home loans

Calculate how much money your home renovation will cost

Many people will choose to buy a home in the north, Guangzhou, Shenzhen and other cities to settle down, we are in the purchase of commercial housing to apply for a housing loan, usually submitted to the social security, proof of income and other relevant information. If we do not pay social security, then can apply for housing housing loan? Next, I will briefly introduce to you.

1, no social security can also apply for housing loans. Many cities have introduced a policy of restriction on purchases, the provisions of non-city residents need to submit a number of years of social security or personal tax certificates to be able to buy a house, for example, Beijing, Shanghai, Shenzhen requires non-city residents to meet the requirements of five consecutive years of payment of social security or personal tax and other requirements in order to buy a house. If we do not have social security can provide the corresponding years of tax proof, and meet the other local conditions for the purchase of housing, will be able to have the qualification to purchase, apply for a bank loan.

2. If a local household is buying a commercial property, then no social security can also apply for a bank loan. Because most of the cities for the local household registration buyers, there is no social security payment time limit, but only limit the number of sets of their purchase. If a foreign household without social security want to buy a home, you can also apply for a local settlement, so that you can have a local household qualification to buy a home.

3. If there is no local purchase restriction policy, we do not have social security is also useful to purchase qualifications. We are applying for bank loans, to want to understand clearly what materials need to be submitted to the bank housing loans, because the approval conditions of each bank will be different, some banks need applicants to submit proof of social security; some banks only need to bank current, proof of employment, without the need to submit social security.

Summary: no social security can be home loans, I will briefly introduce to you here. I hope that after reading this article, can give you in the future purchase of housing, to provide reference and help. We had better pay social security on time, do not appear to break the situation, so as not to affect our future to buy a house.

Enter the area, get a free decoration quote

Enter the area, get a free decoration quote