Xi'an social security individual account is calculated according to the amount of contributions made, and the integrated account is calculated according to the amount.

The contribution rate for pension insurance for flexibly employed people is 20%, of which 8% is credited to the personal account and the remaining 12% to the general fund. This percentage is uniform throughout the country

As for the unit contribution of enterprise employees, there are slight variations from place to place, but 20% is the majority. In Shaanxi province, the unit contribution for enterprise pension insurance is 20 percent, and the individual contribution rate is 8 percent, totaling 28 percent.

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