Job Recruitment Website - Social security inquiry - Endowment insurance has only been paid once. How to make up for 60 years old?
Endowment insurance has only been paid once. How to make up for 60 years old?
First of all, it needs to be clear that endowment insurance is a long-term accumulation system, and it needs continuous payment to enjoy the corresponding protection. Therefore, if you only pay the old-age insurance once, you may not meet the conditions for receiving a pension when you reach the legal retirement age.
Generally speaking, how to pay endowment insurance can be accomplished in the following ways:
Continue to pay old-age insurance: those who meet the requirements can continue to pay old-age insurance premiums to increase the payment period and amount, and meet the conditions for receiving pensions when they reach the statutory retirement age.
One-time payment: those who meet the requirements can pay the old-age insurance premium in one lump sum, increasing the payment period and amount. However, it should be noted that one-time payment may have certain restrictions and conditions.
Delayed retirement: eligible people can delay their retirement age and increase the payment period and amount. However, it should be noted that there may be certain restrictions and conditions for delaying retirement age.
To sum up:
How to pay the old-age insurance in one lump sum and how to pay it back at the age of 60 needs to be operated according to the specific situation and local regulations. Generally speaking, you can make up the payment by continuing to pay, paying in one lump sum or delaying retirement. However, it should be noted that different ways may have certain restrictions and conditions. Therefore, before making up the payment, you need to consult the local social security department or relevant institutions to understand the specific regulations and operational procedures.
Legal basis:
Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individuals who participate in the basic old-age insurance can pay for less than fifteen years when they reach the statutory retirement age, and they can receive the basic pension on a monthly basis for fifteen years; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. "
Article 58 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance registration is not handled, the social insurance agency shall verify the social insurance premium that it should pay. "
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