How to get a pension after social security card retirement?

Social security card is an important tool to receive pension after retirement.

When an individual reaches the legal retirement age and meets the relevant conditions, he can receive a pension through the social security card. Pension payment is based on individual payment records, payment years and payment amount.

Before receiving a pension, retirees need to ensure that their social security cards are in a valid state and have completed the relevant certification and activation procedures. This usually includes steps such as identity verification and password setting at the social security card service center or designated bank outlets.

Once the social security card is ready, retirees can receive pensions in the following ways:

Bank counter collection: retirees can bring their social security cards and ID cards to the designated bank counter for pension collection procedures. Bank staff will check personal information and go through relevant formalities, and then put the pension into the bank account designated by the retirees.

ATM self-collection: Retirees can use the social security card to collect themselves at the bank ATM. Retirees can easily transfer their pensions to their bank accounts or withdraw cash by entering passwords and selecting relevant options.

Online banking or mobile banking: For retirees who are familiar with network operation, they can also receive pensions through online banking or mobile banking. Just log in to your personal account, select the relevant options and enter the password of your social security card, and you can transfer your pension to the designated account or do other operations.

Retirees need to take care of their social security cards and passwords in the process of receiving pensions to ensure that they are not fraudulently used or stolen by others. At the same time, we should also pay attention to the time and amount of pension payment to ensure that our rights and interests are protected.

To sum up:

Social security card is an important tool for retirees to receive pension, and it is very convenient to receive pension through social security card. Retirees need to ensure that the social security card is in a valid state and complete the relevant procedures before receiving the pension. There are various ways to collect pensions, including bank counter collection, ATM self-service collection and online banking or mobile banking collection. Retirees should properly keep social security cards and passwords and pay attention to the issuance of pensions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 16 stipulates:

Provincial, prefecture-level human resources and social security departments that are allowed to issue social security cards should formulate clear rules for the application and management of social security cards, and announce them to the public through express delivery in service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.