Does the loss of the old-age insurance manual affect retirement?

The loss of the old-age insurance handbook does not affect retirement, because social security has records and statements, and the personal handbook is only a voucher for personal custody, and it is not used as a basis for calculating pensions. Those who meet the retirement conditions and refuse to apply for retirement may lodge a complaint. The loss of the old-age insurance handbook does not affect retirement, because social security has records and statements, and the personal handbook is only a voucher for personal custody, and it is not used as a basis for calculating pensions. Those who meet the retirement conditions and refuse to apply for retirement may lodge a complaint. Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society according to certain laws and regulations for workers to reach the working age limit stipulated by the state to terminate their labor obligations or to retire from their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life. At the same time, the insured can only meet the following two conditions: (1) meeting the retirement conditions stipulated by the state and handling relevant procedures; According to the provisions of the basic old-age insurance premium accumulated payment period of 15, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

Legal basis:

"Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Derivative problem:

When will the endowment insurance be paid?

Generally, it is necessary to start paying social endowment insurance one month from the date of employment. And employees participate in the basic old-age insurance, and the employer and employees jointly pay the basic old-age insurance premium. The basic old-age insurance fund consists of employers, individual contributions and government subsidies. The basic old-age insurance premium is paid jointly by the enterprise and the insured according to different payment ratios. Among them, individual industrial and commercial households and urban flexible employees pay the basic old-age insurance premium at the rate of 20% of the average monthly salary of employees in the previous year, of which 8% is included in personal accounts.