How to borrow social security loans?

To apply for a social security loan, you need to consult the lending institution first, and then submit the loan application and loan information. After the approval of the lending institution, the loan contract is signed and the loan is finally issued.

Social security loan process:

1. Go to the lending institution to consult the social security loan;

2. According to the requirements of lending institutions, prepare social security loan application materials, usually identity certificates, residence certificates, work certificates, income certificates and social security certificates;

3. Fill in the loan application form, submit application materials and submit a written application for social security loan;

4 lending institutions in accordance with the relevant provisions of strict examination and approval;

5. The lending institution signs a loan contract with the borrower;

6. Lending institutions issue loans;

7. The borrower repays the loan according to the contract.

Social security loan conditions:

1. age: a natural person who is required to be at least 25 years old and have full capacity for civil conduct.

2. Credit: the credit record is good, and there is no overdue record on the personal credit report.

3. Work: The borrower must have a stable job and a fixed source of income, and have the corresponding repayment ability.

4. Social security: Meet the relevant requirements of lending institutions for social security deposit, generally the requirements of deposit base and payment time.

5. Other requirements: other conditions that meet the requirements of lending institutions.