Rural social security 90 thousand one-time buyout

In rural areas, you can pay 90,000 yuan of social security in one lump sum, and you can receive monthly pension benefits from next month. Is it worth it? I think it's very worthwhile. In fact, this is the endowment insurance for urban and rural residents in our rural areas. It is allowed to be completed at one time before the statutory retirement age, and you can enjoy the pension benefits directly at 15. However, we can see that it is not allowed to supplement the old-age insurance for urban employees at present, and the policy of supplementing the old-age insurance after 20 16 has gradually narrowed, so it is no longer allowed to supplement the old-age insurance for employees.

Perhaps one day in the future, our old-age insurance for urban and rural residents will not be allowed to be replenished. At that time, even if you wanted to spend 90 thousand yuan by yourself, you might as well spend more money. It is not allowed to make up this old-age insurance, why not? Since there may be such a rule, try to pay in one lump sum. After all, pension benefits can be received for life and paid in full every month.

If you pay 90,000 yuan at a time, it will be about every year on average, according to the level of 6,000 yuan. In fact, many regions have exceeded the payment ceiling of 2000 yuan and raised it to a higher level. For example, 8,000 yuan or even 9,000 yuan a year exists. So we choose a higher payment standard, so that you can enjoy a higher level of pension every month in the future, which is beyond doubt. Then it means that it is no problem for you to pay according to 90 thousand yuan. If the highest standard in your area is 6000 yuan per year, then we will choose this standard.

How much pension can I enjoy every month in the future? Actually, this is easy to calculate. If you don't belong to a first-tier city like Beijing and Shanghai, and the basic pension is lower than 150 yuan in most parts of the country, then we can calculate it according to 150 yuan. Then you have some personal accounts and pensions. Personal account pension depends on the total amount of your personal account. Your total amount is 90,000 yuan, and then we divide it by the corresponding calculation months 139 months, and your final personal account pension is probably 650 yuan. Plus our personal basic pension 150 yuan, in fact, your final pension should be around 800 yuan every month.

So think about it, with this 800 yuan pension, it can still play a very important role in our future retirement. And pensions can be collected for life. With the increase of your retirement age, the basic pension will continue to increase every year, and maybe it will rise to a higher level in the future, so your pension level will be higher. This is the real income we can get, so it should be said that if we choose this hard-won opportunity to have sex with this 90,000 yuan at a time, it will have a good effect on our future retirement, at least the economic problems can be solved.