[Gucheng incident] I want to know the social endowment insurance policy for urban and rural residents in Xiagucheng! Be specific!

Are you talking about Gucheng County, Hubei Province? The following are the opinions on the implementation of social endowment insurance for urban and rural residents in Hubei Province. This is a cracked version without typesetting. You will make do with it.

Opinions on Implementing Social Endowment Insurance System for Urban and Rural Residents in Hubei Province

Municipal, state and county people's governments and provincial government departments:

According to the Social Insurance Law of People's Republic of China (PRC), Guiding Opinions of the State Council on Launching the Pilot Project of New Rural Social Endowment Insurance (Guo Fa [2009] No.32) and Guiding Opinions of the State Council on Launching the Pilot Project of Social Endowment Insurance for Urban Residents (Guo Fa [2011]/KLOC-8), in order to establish and improve the overall planning of urban and rural areas,

I. Basic Principles To implement social endowment insurance for urban and rural residents, we should gradually solve the problem of endowment insurance for urban and rural residents in our province in accordance with the requirements of accelerating the establishment of a social security system covering urban and rural residents. The basic principle is "basic, wide coverage, flexible and sustainable". First, insist on starting at a low level, and the financing standard and treatment level are suitable for economic development and affordability in all aspects; Second, individuals (families) and the government share responsibilities reasonably, and their rights and obligations correspond; Third, the government-led and voluntary combination of urban and rural residents to guide urban and rural residents to participate in insurance; The fourth is to implement territorial management.

Second, the task objective is to establish an old-age insurance system for urban and rural residents that combines individual contributions with government subsidies, social pooling with individual accounts, and is matched with other social security policies such as family pension, social assistance and social welfare to ensure the basic livelihood of urban and rural elderly residents. From 20 1 1 and1July, the social endowment insurance for urban and rural residents will be implemented in areas that have been included in the national new rural endowment insurance pilot, and the social endowment insurance system for urban and rural residents will be basically covered by 20 12.

Three. Scope of Insurance All urban and rural residents who have registered permanent residence in our province, have reached the age of 16 (excluding students at school) and have not participated in other social endowment insurance can voluntarily participate in the social endowment insurance for urban and rural residents where their registered residence is located.

Four. The social endowment insurance fund for urban and rural residents is mainly composed of individual contributions and government subsidies. Conditional village collectives shall give subsidies to the insured rural residents, and the subsidy standards shall be determined by the villagers' committee to hold a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(1) individual payment. Residents who participate in social endowment insurance for urban and rural residents shall pay endowment insurance premiums in accordance with regulations. At present, the payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 levels, and local people's governments can add payment levels according to local conditions. The insured person chooses the payment grade independently, and pays more.

(2) government subsidies. The government pays the basic pension in full to the insured who meet the conditions for receiving treatment. The local government subsidizes the payment of the insured, and the subsidy standard is not less than 30 yuan per person per year, in which the provincial financial burden is 20 yuan and the overall planning area is not less than 10 yuan. Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's government of the overall planning area. For the severely disabled and other groups with payment difficulties, the people's government in the overall planning area will pay the minimum old-age insurance premium for all of them.

Verb (abbreviation of verb) establishing a personal account The human resources and social security department should establish a personal account for lifelong endowment insurance for everyone who participates in social endowment insurance for urban and rural residents. Personal contributions, government subsidies to the insured and payment subsidies from other sources are all credited to personal accounts. At present, the amount stored in personal accounts bears interest every year with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.

The pension treatment of urban and rural residents consists of basic pension and personal account pension, which is paid for life.

(1) basic pension. The basic pension standard set by the central government is 55 yuan per person per month. Conditional areas can appropriately raise the basic pension standard; For urban and rural residents who pay long-term contributions, the basic pension may be appropriately increased. The funds raised and increased shall be paid by the local people's government. (2) Personal account pension. The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account pension of basic old-age insurance for urban employees). If the insured person dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law; The balance of government subsidies is used to continue to pay the pensions of other insured persons.

Seven. Adjustment of treatment The adjustment of basic pension is determined according to the provisions of the state and the economic and social development and price changes in our province.

Eight, pension benefits to receive conditions to participate in the social endowment insurance for urban and rural residents, over 60 years of age, did not enjoy the basic old-age insurance benefits for urban workers and other pension benefits stipulated by the state and province, you can receive a monthly pension. When the social old-age insurance system for urban and rural residents is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers and other old-age benefits stipulated by the state may receive the basic pension on a monthly basis without paying fees. Rural residents who enjoy the basic pension shall pay insurance premiums for their children who meet the insurance conditions; Actively guide the children of urban residents who enjoy the basic pension to participate in the insurance payment according to the regulations.

Those who are less than 15 years old before receiving the treatment will be paid annually, and they are also allowed to pay back. If the accumulated payment does not exceed 15 years, if it is paid off within the prescribed time limit, the government will enjoy the payment subsidy for the payment period. If the age of receiving treatment exceeds 15 years, the payment shall be made annually, and the accumulated payment shall not be less than 15 years. If the payment is interrupted or paid every other year for various reasons, the government's payment subsidy will not be enjoyed during the interruption and payment period. Encourage urban and rural residents to actively participate in insurance, pay for a long time, and pay more.

IX. Fund Management The social endowment insurance fund for urban and rural residents is included in the financial special account of the social security fund, and two lines of revenue and expenditure are managed and accounted for separately. In order to ensure the integrity and safety of the fund, the social endowment insurance fund for urban and rural residents is managed centrally at the provincial level. Measures for financial management of social endowment insurance funds for urban and rural residents and specific measures for centralized management of individual account funds at the provincial level shall be formulated separately by the Provincial Department of Finance and the Provincial Department of Human Resources and Social Security.

X. Fund Supervision Human resources and social security departments at all levels should earnestly perform their supervisory duties on social endowment insurance funds for urban and rural residents, formulate and improve various business management rules and regulations for social endowment insurance for urban and rural residents, standardize business processes, establish and improve internal control systems and fund audit systems, monitor and regularly inspect fund raising, transfer and distribution, regularly disclose information on fund raising and payment of social endowment insurance funds for urban and rural residents, be open and transparent, and strengthen social supervision. Finance, supervision, auditing and other departments should supervise according to their respective responsibilities, and it is strictly forbidden to misappropriate funds to ensure the safety of funds. The social endowment insurance agencies and village committees (community neighborhood committees) of urban and rural residents in the overall planning area publicize the payment qualifications and treatment of the insured within the administrative village (community) every year, and accept the supervision of the masses.

XI。 Processing management service

(1) Strengthening the capacity building of handling cases. Unified management of social endowment insurance for urban and rural residents. The existing agricultural insurance agency in the overall planning area was renamed as the social endowment insurance agency for urban and rural residents, responsible for handling the social endowment insurance business for urban and rural residents. Where the urban area where the city is located has not established a new agricultural insurance agency, the social endowment insurance for urban and rural residents shall be directly handled by the urban employee endowment insurance agency at the municipal level. All localities should, according to the spirit of the document "Opinions on Strengthening and Perfecting the Construction of New Rural Endowment Insurance Pilot Counties (cities, labor and social security service platforms)" (Hubei Province [2065438+00] No.3), and further enrich the staff of urban and rural residents' endowment insurance agencies according to the needs of work. The establishment of human resources and social security service centers in towns and streets is based on Hubei Province. The personnel funds and working funds of the social endowment insurance agency for urban and rural residents shall be included in the fiscal budget at the same level according to the relevant provisions of the current budget management, and shall not be charged from the social endowment insurance fund for urban and rural residents.

(2) Improve the service level. The social endowment insurance agency for urban and rural residents shall accurately record the insurance payment and treatment of urban and rural residents, establish insurance files and keep them properly for a long time; It is necessary to establish an information management system of social endowment insurance for urban and rural residents, incorporate it into the construction of social security information management system ("Golden Insurance Project"), and share information resources with other citizen information management systems; It is necessary to vigorously promote social security cards to facilitate the insured to pay by credit card, receive benefits and inquire about insurance information. We should make full use of modern information technology and financial network to provide efficient and convenient services for urban and rural residents, and do a good job in account management, policy consultation, inquiry service and pension payment.

Twelve. Links to related systems

(1) Linking up with the old agricultural insurance. Before the social endowment insurance (new endowment insurance) starts, those who have participated in the endowment insurance and received the endowment insurance benefits for local urban and rural residents can continue to enjoy the endowment insurance benefits according to the provisions of the endowment insurance, and their standards and channels remain unchanged. Among them: those who have reached the age of 60, while enjoying the pension benefits, directly enjoy the basic pension of social endowment insurance for urban and rural residents; Persons under the age of 60 should participate in social endowment insurance for urban and rural residents as required. After reaching the age of 60, you can enjoy the social endowment insurance for urban and rural residents according to the policy. If the rural endowment insurance fund is insufficient to pay the rural endowment insurance benefits, the local government will give subsidies. Have participated in the old-age insurance for urban and rural residents, but did not receive treatment when the local social old-age insurance for urban and rural residents (new rural insurance) started, they should participate in the social old-age insurance for urban and rural residents in accordance with the regulations, and the original personal account of old-age insurance will be transferred to the personal account of social old-age insurance for urban and rural residents. After reaching the age of 60, pension benefits will be paid in accordance with the social endowment insurance for urban and rural residents.

(two) in line with the basic old-age insurance for urban workers and other old-age insurance systems, in accordance with state regulations.

(3) Do a good job in linking the social endowment insurance system for urban and rural residents with the social security for landless farmers, the rural family planning reward and assistance policy, the rural five-guarantee system, the social preferential treatment system and the minimum living security system. Before the relevant convergence policies are promulgated by the state, the other social security benefits enjoyed by those who participate in social endowment insurance for urban and rural residents will remain unchanged.

Thirteen, strengthen the organization and leadership of the pilot work of social endowment insurance for urban and rural residents in our province by the provincial social endowment insurance pilot work leading group (hereinafter referred to as the provincial pilot work leading group) unified leadership, organization and implementation. People's governments at all levels should fully understand the great significance of the pilot work of social endowment insurance for urban and rural residents, incorporate it into the local economic and social development plan and the annual target management assessment system, and earnestly strengthen organizational leadership. Human resources and social security departments at all levels should earnestly perform the duties of the administrative department in charge of social endowment insurance for urban and rural residents, and jointly with relevant departments do a good job in overall planning, policy formulation, unified management and comprehensive coordination of social endowment insurance for urban and rural residents. The pilot work leading group in each region is responsible for the pilot work in this region.

Fourteen, into the national pilot county (city, district) people's government to formulate specific measures and implementation plans, according to the implementation opinions, combined with local conditions, on the basis of full investigation, multi-party demonstration, careful calculation, put forward a feasible implementation plan of social endowment insurance for urban and rural residents, in the name of the municipal people's government submitted to the provincial social endowment insurance pilot work leading group office for review, and submitted to the provincial people's government for approval before implementation.

Fifthly, do a good job in publicity. Establishing the social endowment insurance system for urban and rural residents is an important decision to thoroughly implement Scientific Outlook on Development and accelerate the construction of a social security system covering urban and rural residents. This is an important measure to adjust the income distribution structure and expand domestic consumption demand. It is an important policy to coordinate urban and rural development and promote the equalization of basic public services. It is also a major livelihood project to realize the old-age security of urban and rural residents and promote family harmony and social harmony.

All regions and relevant departments should adhere to the correct direction of public opinion, strengthen the propaganda of the significance of this work and the basic principles and policies, so that this policy of benefiting the people will be deeply rooted in the hearts of the people and guide eligible urban and rural residents to accumulate insurance. At the same time, it is necessary to carry forward the virtues of respecting the elderly of the Chinese nation and guide children to fulfill their obligations of supporting the elderly according to law. All localities should pay attention to the study of new situations and new problems in the pilot work, actively explore and summarize the methods and experiences to solve new problems, properly handle the relationship between reform, development and stability, and earnestly do a good job in the pilot work. Important information should be reported to the provincial pilot work leading group in a timely manner.

Sixteen, not included in the national new rural social endowment insurance and urban residents' social endowment insurance pilot, according to the "implementation opinions" to carry out the pilot, the funds needed by the local government is responsible for raising.

20 1 1 July 10.