What if the social security payment is not enough 15 to the retirement age?

If you reach the statutory retirement age and the payment is less than 15 years, you can have the following three options.

1. If the accumulated payment is less than 15 years when reaching the statutory retirement age, the payment can be made to 15 years, and the basic pension will be received monthly. Among them, those who paid insurance premiums before the implementation of the social insurance law may apply for a continuation of the payment. If the delay of continuous payment is still less than 15 years, the pension can be paid in one lump sum (lump sum) according to the regulations until it reaches 15 years, and the pension can be received monthly (according to my actual situation).

2. You can apply to the social security agency in the place where the urban and rural residents' old-age insurance benefits are received to transfer from the urban workers' old-age insurance to the urban and rural residents' old-age insurance (the pension calculation formulas of the two are different, and the employee pension is much higher under the same account balance).

3. You can apply to the social security agency for one-time settlement.