Both urban and rural medical insurance and employee medical insurance are being paid. Do I need to return one of them?

Both urban and rural medical insurance and employee medical insurance are being paid. Do I need to return one of them? Medical insurance for urban residents and medical insurance for urban workers are insured at the same time. Do you have to return one of them? Naturally, this must be one of them that must be returned. Everyone generally quits, just participate in urban residents' medical insurance and save urban workers' medical insurance. Due to the reimbursement level of urban workers' medical insurance, the proportion of medical insurance reimbursement will be higher, and the income and profits they have experienced will be greater. Therefore, medical insurance for employees must be given priority.

Under normal circumstances, most of the migrant workers who work in cities have established labor contract relations with their subordinate units. Subsequently, the employer shall perform its own responsibilities and obligations as stipulated in the Labor Law. In that case, employees can pay five insurances and one gold normally, but this five insurances and one gold includes employee medical insurance. Many migrant workers have participated in the cooperative medical insurance for the construction of new countryside, in other words, the medical insurance for urban residents, which will lead to repeated insurance.

Residents' medical insurance is paid in one lump sum, so you may be able to enjoy the reimbursement of urban medical insurance in this year, but at the same time, your employee medical insurance was established normally in this year. So this year, in fact, you can't quit during the year, in other words, you can't stop paying medical insurance for urban residents, but you don't need to participate in the corresponding fees from 2008. Since you have taken out insurance again, it is double insurance, so you can pay attention to stop paying.

As long as you operate normally in the enterprise where you are currently working, as a unit, you have certain obligations and responsibilities to continue to participate in employee medical insurance during the duration of the labor contract relationship, so the accumulated payment period of my employee medical insurance can be calculated normally. At the same time, you can experience the medical insurance reimbursement salary of employee medical insurance. Generally, it's your first time to participate in employee medical insurance, and after paying social security for six months in a row, then I can enjoy the expense reimbursement of employee medical insurance. The reimbursement rate of medical insurance can be above 70%, which is much higher than 50% of residents' medical insurance.

And more importantly, employees' medical insurance is generally insured through their units, so basically everyone's personal medical insurance account will be created and the corresponding account balance will be generated in your medical insurance card. Moreover, the balance of this account can be used to go to pharmacies to buy medicines, and you can go to hospital outpatient clinics to settle accounts instead of collecting cash, which is also not available in residents' medical insurance. Therefore, it is obviously a substantial improvement for you to enjoy the standard of treatment. Then it is obviously meaningless to participate in residents' medical insurance again, and even if the expenses are reimbursed later, it is difficult to go through medical insurance reimbursement twice.

Therefore, it is very necessary to return one of the medical insurance. Although it is likely that you will only pay three or four hundred dollars a year, after all, there is no need to pay this money. The money you pay is equal to nothing. In the future, everyone can participate in employee medical insurance normally. Employee medical insurance can use a total term. After the 25th anniversary of your total period, you can apply for the medical insurance retirement salary that residents' medical insurance does not have.