Can you still pay for health insurance if you have paid for joint therapy?

The two are not in conflict with each other.

One of the differences and links between the combined therapy and medical insurance

The combined therapy and medical insurance are both medical insurance systems, but there are obvious differences in their coverage, level of protection, and management organizations. Comprehensive treatment is mainly oriented to rural areas, providing basic medical protection for farmers; while medical insurance covers urban workers and residents, with a relatively high level of protection. However, there is no conflict between the two, and those who have paid for joint medical treatment can still join the medical insurance to enjoy more comprehensive medical protection.

Second, how to participate in the medical insurance after paying the joint therapy

For those who have already paid the joint therapy, if you want to participate in the medical insurance, you can follow the following steps:

1. Understand the local medical insurance policy: the medical insurance policy may be different in different areas, so you need to understand the local medical insurance conditions, payment standards, reimbursement scope and other related policies.

2. Prepare relevant materials: According to the requirements of the local health insurance policy, prepare the relevant identity card, household registration certificate, and proof of payment of medical insurance premiums.

3. Go to the health insurance agency for enrollment procedures: Bring the relevant materials to the local health insurance agency (e.g., social security bureau, health insurance center, etc.) for enrollment procedures, and pay the corresponding health insurance fees.

Third, the complementary role of the joint medical care and medical insurance

The joint medical care and medical insurance can play a complementary role in medical protection. Comprehensive treatment can provide farmers with basic medical protection, solving their problems of difficult and expensive medical treatment; while medical insurance can provide participants with more comprehensive medical protection, including reimbursement of hospitalization costs, outpatient costs, and drug costs. Therefore, people who have paid for joint medical treatment can enjoy more comprehensive medical protection and reduce their medical burden after joining the medical insurance.

In summary:

There is no conflict between the two. The two are not in conflict with each other. They have their own focus in terms of medical coverage, but they can complement each other. For those who have already paid for joint therapy, if you want to enjoy more comprehensive medical protection, you can join the medical insurance. When applying for enrollment, you need to understand the local medical insurance policy and prepare relevant documents. Through the complementary roles of joint therapy and medical insurance, the people's health rights and interests can be better protected.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing organizations, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 24 stipulates:

The State establishes and improves the new rural cooperative medical care system.

Methods for the administration of the new type of rural cooperative medical care shall be prescribed by the State Council.

Article 25 provides:

The State establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The portion of individual contributions required by people enjoying the minimum subsistence guarantee, persons with disabilities who have lost their ability to work, and elderly people over the age of sixty and minors from low-income families shall be subsidized by the government.