Can I use my Medicare reimbursement for hospital visits? What is the process?

Of course you can use Medicare to reimburse for hospitalization, you just need to submit your social security card and ID card to the hospital at the time of hospitalization.

It's not uncommon for people to get sick and be hospitalized. In today's society, urban residents and workers' health insurance has basically covered the vast majority of the population. In the case of hospitalization, the people who participate in the medical insurance can use the medical insurance reimbursement.

Hospitalization can use the medical insurance reimbursement

There are two kinds of medical insurance in our daily life, one is the urban workers' medical insurance, and the other is the urban and rural residents' medical insurance. The two are different due to different contribution standards and participants, enjoyment of treatment is not the same. But whether it's a worker's health insurance or a resident's health insurance, you can be reimbursed when you are hospitalized, only the reimbursement rate is different.

The scope of reimbursement for hospitalization expenses means that above the threshold, after deducting the individual out-of-pocket expenses, there is a coordinated fund that pays according to the proportion of the hospital level. There may be slight differences in the percentage paid by the first, second and third level hospitals in different places, but absolutely all of them are eligible for reimbursement.

Hospitalization visit using health insurance reimbursement process

First of all, in the hospitalization procedures, to show the hospital social security card or ID card. In the modern age of data, some hospitals can also present the individual patient's personal electronic health card for residents that he or she has applied for on a platform recognized by the hospital. When checking in, the hospital will ask the patient's family to deposit a portion of the fee in advance.

The patient can then go to the inpatient unit to receive treatment after checking in. The hospital will give a breakdown of all the costs incurred, and while it used to give itemized bills, most of them are now able to be viewed on an online platform.

Lastly, in the process of discharge, according to the hospital requirements to bring the relevant documents for discharge. Generally, there are two types of windows at the place of discharge, one for medical insurance reimbursement and the other for hospital billing. First, bring your documents to the medical insurance reimbursement window for reimbursement, and then go to the settlement window for settlement.

In today's data-driven era, health insurance reimbursement has eliminated the need for patients and their families to run back and forth, basically realizing real-time reimbursement based on the patient's ID card. If you or your family members are hospitalized, you don't have to worry about the reimbursement of health insurance.