How to Transfer Pension Insurance on Your Cell Phone

Legal subjective:

1, pension insurance transfer procedures n "on the basic pension insurance relationship of urban enterprise employees Interim Measures on the transfer of the succession" provides for the pension insurance using the "double transfer" mode, the transfer procedures are as follows: n the first step is to bring the insured person, including the resident identity card, the termination of the labor relationship certificate. n the second step is to bring all these formalities to fill out the "basic pension insurance application fee voucher", The first step is to print the Basic Pension Insurance Certificate of Participation and Payment at the social security office in the current location with relevant documents such as Resident Identity Card, Certificate of Termination of Labor Relationship, Resident Household Register, etc. The second step is to fill in the Transfer Application Form with all of these formalities and apply for transfer to the social security office in the place where the transfer is to be carried out. Thereafter, there is no need to worry about other matters, as the social departments of both the old and new places of participation will handle the transfer. As long as the application is approved, the participant will receive notification of the completion of the transfer from the social security department after 45 working days. n 2. Health insurance accounts can be transferred with the person n According to the Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relationships for Mobile Employed Persons issued by the Ministry of Human Resources and Social Security, starting from July 1, 2010, mobile workers can transfer their health insurance relationships when they are employed across provinces, and their individual accounts can follow the transfer. According to the Interim Measures, when a worker leaves his/her job and moves to a new city, he/she can join the basic medical insurance for urban workers. The social security agency of the new place of employment will notify the social security agency of the former place of employment to handle the transfer procedures, and the worker will no longer be entitled to the urban basic medical insurance benefits of the former place of employment, and the former place of employment will issue a certificate of enrollment for record while suspending the enrollment procedures. At the same time, the balance of the individual account is transferred through the insurance agency. This means that as long as you provide enough real insurance information when you enroll in medical insurance in your new place of employment, you don't have to bother about transferring your medical insurance relationship. n 3. Workers' Compensation and Maternity Insurance n These two types of insurance belong to the category of insurance that is "paid for at the same time and enjoyed at the same time", and there is no question of transferring them. n 4. Unemployment Insurance The Unemployment Insurance Regulations stipulate that when urban enterprises and institutions are transferred across the integrated areas, and when unemployed people move across the integrated areas, the unemployment insurance relationship will be transferred with them. If formalities are required, an active employee who is moving within the province or to a foreign province should go to the handling organization that handles the unemployment insurance business of his or her former unit to apply for the transfer of unemployment insurance relations. The agency will issue a certificate of the employee's participation in the insurance and the payment of contributions, and the employee will then go to the unemployment insurance agency in the place of relocation with this certificate to continue the unemployment insurance relationship without transferring any funds. n If an unemployed person is transferred across the integrated areas within the province during the period in which he or she is receiving unemployment insurance benefits, the agency in the place of relocation will issue a certificate, and the unemployed person will then go to the agency in the place of relocation with this certificate and the "Employee's Unemployment Insurance Handbook" to continue his or her unemployment insurance relationship and receive unemployment insurance benefits according to the standard of the place of relocation. The unemployed person, with the certificate and the Employee's Unemployment Insurance Handbook, shall continue the unemployment insurance relationship at the agency of the place of relocation and receive the unemployment insurance benefits according to the standard of the place of relocation without transferring funds. If an unemployed person moves across provinces, the agency in the place of moving out will issue a certificate and transfer the required funds, and the unemployed person will continue the unemployment insurance relationship with the agency in the place of moving in by presenting the certificate and transferring the funds. n 4. The provident fund can only be withdrawn at once for the purchase of a house in a different place. n According to the regulations, an individual who goes to work in a foreign country, if the work unit of the foreign country has already set up a housing provident fund account for him, he can transfer all the funds in the housing provident fund account in the original place of residence to a new one. If he has set up a Housing Provident Fund account with his employer, he can transfer the entire amount in his Housing Provident Fund account at his previous place of residence to his overseas Housing Provident Fund account. To do this, the employee needs to provide proof of acceptance by the transferring unit, proof of the establishment of the housing fund in the transferring place, the account number of the transferring bank, the name of the account opening bank, a copy of the employee's ID card and other relevant materials to the original unit in the original place of residence, and then apply for the transfer through the housing fund operator of the original unit to the account opening and management department. n Due to the differences in the region, it is different from one province to another, so please consult the local social security bureaus and the housing fund management centers to see the official answer. management centers, subject to the official answer.

Legal Objective:

The Interim Measures for the Transfer and Continuation of the Basic Pension Insurance Relationships of Urban Enterprise Employees came into effect on January 1, 2010, aiming to effectively safeguard the lawful rights and interests of those who participate in the basic pension insurance for urban enterprise employees, to promote the rational allocation and orderly flow of human resources, and to ensure the smooth transfer and continuation of the basic pension insurance relationships of the insured persons who are mobilizing across the provinces and are employed in the cities and towns. How to handle the transfer of pension insurance? How to handle the transfer of pension insurance? The following is an introduction for you. In the past, the insured transferred across the region to continue the pension insurance relationship, only the transfer of individual account reserves, not the transfer of unit contributions. From the practical situation, the transferring place has to bear the responsibility of paying out the basic pension of the transferred personnel in the future, and the financial pressure of paying in the long term is higher by not transferring the unit contribution at all. Considering the balance of funds between the transferring place and the transferring place, and between the current period and the long term, the method stipulates that, in addition to transferring the individual account storage, the insured person who is employed across the province also transfers 12% of the unit contribution. Currently, the unit rate is 20% of the wage base in most areas, and less than 20% in a few areas. This provides that most of the unit contribution is transferred to the place of transfer with the inter-provincial mobile employment, which reduces the pressure of future long-term payment of funds in the place of transfer; a small part of the unit contribution is left to the place of transfer to ensure that the current basic pension payment. If the mobile employment of the insured person themselves to and from different regions for the basic pension insurance relationship transfer and continuity procedures, time-consuming and laborious. Measures to provide for mobile employment personnel to leave the original place of insurance, social security agencies to issue a unified style of participation in the payment voucher; to the new place of employment to participate in the payment, as long as the transfer application, all procedures are handled by the relevant social security agencies in two places. At the same time, the Ministry of Human Resources and Social Security has also published the contact information of all social security agencies above the county level for relevant people to inquire about their participation and transfer information. Clearly receive treatment, migrant workers do not need to "surrender" approach in accordance with the "uniqueness" principle, in order to determine the responsibility of the relevant areas, namely: the location of the insured person's domicile and the last place of insurance is the same, in the domicile of the location to apply for treatment to receive the formalities to enjoy the basic pension insurance benefits; when the domicile of the last place of insurance, to handle the treatment procedures, enjoy the Basic old-age insurance benefits; when the place of domicile is not the same as the last place of enrollment, if the last place of enrollment has been enrolled for 10 years, the benefits will be received in the last place of enrollment; if the last place of enrollment has been enrolled for less than 10 years, the benefits will be paid to the place of enrollment that has been enrolled for 10 years in the same order of precedence; if the enrollment has been enrolled for less than 10 years in any one place, the benefits will be paid in the place of domicile. This will help to eliminate the phenomenon of individual transferring out and transferring in due to unclear responsibilities between regions in the past. In short, so that every full 15 years of contributions to the insured persons can be in a place to receive the basic pension. For example, a migrant worker from Jiangxi Province has been employed in towns and cities in Fujian, Guangdong and Zhejiang, and has participated in the insurance for five years each. When he reaches the national legal entitlement age, he can receive a monthly basic pension because he has accumulated 15 years of contributions. Since he has been insured for less than 10 years in each of the three places, Jiangxi Province, where he is domiciled, is responsible for paying the basic pension, and the social security organizations in the three places should transfer the corresponding funds to Jiangxi Province according to the regulations. However, if he has reached the conditions for receiving treatment before the household registration has been transferred to the last place to participate in the insurance of Zhejiang Province, then by the Zhejiang Province is responsible for the issuance of basic pensions, and the other two provinces should be in accordance with the provisions of the corresponding funds transferred to the Zhejiang Province. More than one place to participate in the insurance, pension calculation of national unity of China's urban enterprise employees of the basic pension, including the basic pension and personal account pension. Among them, the individual account pension is calculated by dividing the accumulated savings in my personal account by a certain coefficient, which is the same for mobile employment and stable employment of workers, as long as more contributions, more personal account savings, this part of the pension level is high. Calculation of the basic pension, that is, the annual contributions of my salary and the local average salary of local employees in the workforce corresponds to the calculation of their contributions to the wage index, which calculates my indexed contributions to the salary, and then with the local average salary of local employees in the workforce in the previous year to calculate the average, as a base for the calculation of their basic pension; 15 years of contributions to the base of 15 per cent, and more than one year of additional contributions 1% more. The measures adhere to this method of calculation, only further clarified that the annual contribution salary of the migrant workers in each insured place should be calculated with the average salary of the employees on the job in each year corresponding to the place of the last entitlement to calculate the index of their contribution salary. This ensures both national policy harmonization and a relatively simple method. For rural migrant workers who no longer return to urban employment after returning to their hometowns, the general principle stipulated in the scheme is that their records of participation and contributions in towns and their individual accounts are all valid; if the accumulated years of contributions have reached 15 years or more, they can be paid the same basic pensions as urban workers when they reach the national statutory retirement age; if they do not meet the stipulated conditions, they can also transfer their records of the relevant rights and interests in towns and the funds to the new rural social pension insurance system; in short, it is possible to transfer their records of the relevant rights and interests in towns and the funds to the new rural social pension insurance system. Pension insurance system; in short, not to let their existing rights and interests damaged. However, in view of the new rural insurance system has just begun to pilot, about the rural migrant workers in the urban and rural pension insurance between the specific convergence policy, the state will be studied separately.