Composition and proportion of social security

Generally, the calculation of social security deduction is based on the salary paid multiplied by the contribution rate, and the contribution rate of different insurances will be different. For the pension insurance company, it will bear 20%, the individual will bear 8%, the medical insurance unit will bear 10%, and the individual will bear 2%.

The specific social security composition ratio is:

1, old-age insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

2, medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan serious illness co-ordination (serious illness co-ordination mainly manages hospitalization);

3. Unemployment insurance: the unit pays 2% for you every month, and you pay it yourself1%;

4. Work-related injury insurance: the unit will give you a penny every month.

5, maternity insurance: the unit will send you a penny every month;

6. Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

In this way, the social security ratio paid by the company for you every month should be 2 1%+9%+2%+ 8%+2%+1+kloc-0/%+8% =19%+65438.

1, social security bureau and other state administrative organs have formal processes and rules to follow. Don't blindly believe in the so-called internal human feelings to save money or be misled by the operator's own subjective judgment. Everything is operated under the premise of policies and regulations.

2. At present, the service fee of the social security agency industry ranges from 50 to 300, and choosing a social security agency with low price will often lead to being cheated. When considering the price, we must look at the qualifications and strength of social security institutions. Usually, the money collected by social security agencies includes social security levy and service fee. If you charge other fees, you must choose carefully.

3. All social security affairs have a certain "blank period", that is, the running period of internal data or processes of the Social Security Bureau. For example, the social security online query shows that it takes about 1-2 months, and the social security card is interrupted for 2-3 months for real-time settlement and recovery.

Generally, the calculation of social security deduction is based on the salary paid multiplied by the contribution rate, and the contribution rate of different insurances will be different. For the pension insurance company, it will bear 20%, the individual will bear 8%, the medical insurance unit will bear 10%, and the individual will bear 2%.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.