What about medical insurance if Changzhou is unemployed?

A: Unemployed people with local household registration in Changzhou can participate in social insurance in two ways. You can choose to participate in Changzhou urban residents' social insurance in the community, or you can also participate in urban residents' endowment insurance and medical insurance at the same time. If it is a rural household registration, you can choose to participate in the new rural insurance, or you can participate in and pay the old-age insurance and medical insurance. The above two social insurance contributions are very small. It is also very good to enjoy the treatment, and medical insurance can also reimburse 70% of medical expenses. But you can't participate in work injury insurance, maternity insurance and unemployment insurance. Unemployed people in this city can also choose to apply for social insurance in the local labor department as freelancers. Social insurance for freelancers can only pay endowment insurance and medical insurance. Moreover, the payment standard is much higher than residents' social security and rural insurance, but it is still much more affordable than the total social security of enterprise employees. Freelancers enjoy the same medical insurance benefits as employees in enterprises. In other words, 90% of the related expenses within the scope of medical insurance are paid directly to the hospital by the medical insurance center, and individuals only need to bear the remaining 10%. Work-related injury insurance, maternity insurance and unemployment insurance are components of social insurance for enterprise employees, and Changzhou enterprise employee social insurance implements five insurances in one. Enterprise employees must participate in the above three kinds of insurance at the same time, as well as basic endowment insurance and basic medical insurance for employees (including Changzhou serious illness insurance undertaken by employees). Only by participating in the social insurance for enterprise employees in Changzhou can you participate in work-related injury insurance, maternity insurance and unemployment insurance at the same time. If I really want to participate in maternity insurance and industrial injury insurance, then the only way is to re-employment, or find social security agencies and labor dispatch companies to pay social insurance for employees. This kind of affiliation can indeed participate in the five insurances at the same time, but the relative payment standard is higher. Because it is linked to remittance, part of the expenses that should have been borne by the enterprise will also be borne by you personally. Besides paying social security, there are also agency fees and a small amount of service fees. In this way, you can also enjoy all social security benefits. To pay social security, it is best to choose a local labor dispatch company.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.