Social security accrual rate

How much does social insurance need to pay? How much social insurance to pay is determined by two aspects, one is the base of social insurance payment, and the other is the proportion paid by individuals and units respectively.

Social insurance base, referred to as social insurance base, refers to the social insurance payment base of employees in a social security year. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. The social insurance payment base is an important basis for calculating the social insurance premiums and social insurance benefits paid by employers and their employees. There are upper and lower limits, depending on the actual situation in each region.

How often does the social security payment base in a region be adjusted?

The payment base of a region is fixed for one year in the same payment year and will not be changed halfway. Adjust from April to June every year.

How to determine which base employees should pay social insurance?

The monthly payment base of social insurance is generally determined according to the average monthly salary of employees in the previous year, which is determined once a year. Once determined, it may not be changed within one year.

Calculated in proportion, paid by units and individual employees respectively.

Endowment insurance, enterprises pay 20%, individuals pay 8%;

Medical insurance, enterprises pay 9.5%, individuals pay 2%;

Maternity insurance, paid by enterprises 1%, but not by individuals;

Unemployment insurance, enterprises pay 0.5%, individuals do not need to pay;

Industrial injury insurance, enterprises pay 0.5%, individuals do not need to pay;

For the above five social security risks, enterprises need to bear 3 1.5% and individuals need to bear 10%.

The proportion varies from place to place, but it is generally similar.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation. ? [ 1]?

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance. ? [2]

References:

Five insurances and one gold-Baidu Encyclopedia