Individual industrial and commercial households in Guangfeng County, Shangrao City, Jiangxi Province have reached retirement age. Can they still pay social endowment insurance now?

Individual industrial and commercial households should participate in individual form: "individual industrial and commercial households" or "freelancers" can also be called "flexible employees" pension insurance, and the payment base can be 60%, 80% and 100% of social wages respectively according to their own affordability. (Provincial planning is based on the average wage of employees in the whole province announced by the Provincial Bureau of Statistics last year, and municipal planning is based on the average wage of employees in the whole city announced by the local Municipal Bureau of Statistics last year). The payment base shall not be less than 60% of the social wage and shall not be higher than 300% of the social wage. ) ratio is 19%. The policy of continuing to pay for retirement 15 years is premised. First, you must reach the legal retirement age and pay 15 years before you can go through the retirement formalities according to the policy. If you are insured as an individual, you need to be 60 for men and 55 for women. As long as you bring your ID card and two recent photos of 1 inch to the local social security department's endowment insurance agency, you can handle it.

Suggestion: It is better to participate in social security on the premise that your basic life can be guaranteed. Social security is a special fund established and collected by the state, which is guaranteed by the state finance and aims at ensuring social stability. It is essentially different from all kinds of insurance established by commercial insurance for profit. When workers reach retirement age and completely or partially lose their ability to work, they have pension to guarantee their basic living. It can avoid the risk that commercial insurance companies cannot realize their rights and interests due to losses, bankruptcy or other circumstances. Moreover, the cost performance is very high. For example, you can receive a pension of 60% of the social wage when you retire every year, because when our country formulates the old-age insurance policy, the accounting of the payment base and payment ratio is based on the minimum replacement rate of 60%.