No unit, go to the social security bureau to pay endowment insurance, the base number is 2800, and how much retirement salary to pay after 18. Is it cost-effective?

The difference between paying old-age insurance in the unit and paying old-age insurance in the social security bureau is as follows:

1. The company has five insurances and one fund: endowment insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and provident fund. Individuals have only two insurances: endowment insurance and medical insurance.

2, mainly reflected in the payment:

The unit payment basis is: the standard salary reported in the current month or the average salary of the previous year, with the grade between 60% and 300%, and the payment ratio is 20% for the unit and 8% for the individual.

The base of individual payment is: local social salary in the previous year, and the grade is only 80% and 100% at present. I will bear all the expenses in full, and the payment ratio is 20%.

3, followed by the payment period:

The unit payment must be paid until retirement, and the payment shall not be interrupted arbitrarily except for unemployment and study.

Individuals are relatively more flexible.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.