Is social security paid once a month or once a year?

Social security is paid on a monthly basis, and a certain percentage of the total monthly salary will be included in the social security account. The specific payment ratio and upper limit vary according to local social security policies. Generally speaking, the contribution rate of endowment insurance is about 8%, that of medical insurance is about 2%, and the contribution rates of work injury insurance, maternity insurance and unemployment insurance are different. When paying, you can choose to pay by yourself or by the company. Under normal circumstances, the proportion of individual and unit contributions is 50/50.

The advantages of social security payment are as follows:

1, pension, accumulated payment 15 years, you can enjoy pension when you retire;

2. In terms of medical care, if the continuous payment meets the local medical insurance reimbursement standards, hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying medical insurance for a certain number of years;

3. Unemployed people, who pay the fee continuously 1 year, can enjoy unemployment benefits if they leave their jobs or their contracts expire due to the reasons of their units;

4. Work-related injuries. If a work-related injury occurs during the working hours of the enterprise, you can enjoy the corresponding work-related injury reimbursement treatment;

5, maternity, continuous payment time meets the local time requirements.

To sum up, participating in social insurance is the obligation and responsibility of Chinese workers, and it is also an important way to protect the basic rights and interests of individuals and families.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.