Can I get my retirement salary after paying social security 15 years?

After paying 15 years, you can apply for retirement and receive a pension when you reach retirement age. However, when you have paid 15 years, but haven't reached retirement age, you can't get medical insurance, because once you pay medical insurance, you can't enjoy it, and you can't reimburse it when you go to the hospital. The longer the payment time, the higher the payment base and the more money you can get after retirement. The longer your social security payment period, the more pension you will get in the future, and the higher the increase of pension. Therefore, it is best not to stop paying social security after 15 years.

According to the provisions of Article 16 of China's Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

The wage base for enterprises or employees to pay social insurance premiums is calculated by multiplying this base by the prescribed rate, and the amount of social insurance premiums that enterprises or individuals should pay is obtained. Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July. Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

So if you don't want to pay social security after 15 years, you can pay retirement salary after retirement age.

legal ground

Article 16 "Full Text of the Social Insurance Law of People's Republic of China (PRC)" Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.