What should I do if I have to pay social security halfway?

The solution to the interruption of social security payment is as follows:

1. Pay for the interruption by itself. If an individual handles "five insurances and one gold", unemployment, maternity and work-related injuries will not exist during the period of breaking off diplomatic relations, because these three items are all borne by the unit. What you need to pay is medical insurance and endowment insurance;

2, don't pay, wait for the new unit to continue to pay. However, it should be noted that if social security is cut off halfway and not paid, the social security payment period will be less, which will directly affect the pension received in the future. You can choose to renew it by the company. And the minimum payment period stipulated by social security has accumulated to 15 years before you can receive a pension at retirement age. (Note: the retirement age is 60 for men and 50 for women);

3. There is no overdue payment, and there is no new unit to renew it. In this case, if the previous social security payment period is less than 15 years, you will not be able to receive a pension at retirement age.

Methods of paying social security:

1. If you have established a personal account, you can directly apply to the social security agency for payment. If you have not established a personal account, you need to register with the social security agency and apply for payment;

2. The staff of the social security agency will review the overdue application after receiving it. In line with the conditions, print the business application form and submit it to the applicant for signature and confirmation, and go through the relevant formalities according to the regulations;

3 do not meet the conditions, inform the applicant of the specific reasons on the spot, and print a copy of the receipt to the applicant.

Personal social security payment application conditions:

1, the age of the insured has not reached the statutory retirement age, that is, the male has reached 60 years of age and the female has reached 55 years of age, and can apply to pay social insurance premiums within 6 months;

2. When the new rural insurance and urban residence insurance policies are implemented, if the insured person is under the age of 15, the payment will be made year by year before reaching the retirement age. After reaching the retirement age, you can choose to make a one-time payment, but you need to pay attention to the fact that the cumulative period after payment cannot exceed 15 years;

3, due to court mediation, labor inspection, labor arbitration and other rulings need to pay social insurance premiums;

4. According to the rules of household registration, social insurance premiums are required.

To sum up, if the social security is not paid in time in the current month, it can't be paid back unless it is a special case permitted by law. For example, in many places, due to the epidemic, production and shutdown are stopped, and they are isolated at home and cannot go out, so it is allowed to pay back afterwards. The payment period of social security affects the collection of retirement benefits in the future. Old-age insurance needs to meet the minimum payment period 15 years, and can only retire after reaching retirement age and enjoy retirement benefits. Medical insurance requires a minimum payment of 25 years to enjoy lifelong retirement benefits.

Legal basis:

Article 63 of People's Republic of China (PRC) Social Insurance Law

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.