What to do if you have paid for flexible employment insurance?

The solution to the problem of paying for flexible employment insurance is as follows:

1. Confirm which type of social security you have purchased. Social security is usually divided into two kinds of insurance and provident fund. When you buy social security, you will usually be informed of the specific type and scope of the purchase;

2. Understand the social security policy of the company and the platform. Flexible employment platforms may provide social security payment services, but the scope and standard of payment may not match the type of social security you want to pay. If the social security you purchase is not covered by the platform, you will need to make your own social security payments;

3. Confirm whether there are excess social security payments. If you have purchased both the social security provided by the platform and the social security paid by yourself, there may be a situation of excess payment. In this case, you can contact the platform's customer service to find out if you can cancel the social security provided by the platform and apply for a refund of the excess amount;

4. Produce relevant certificates according to the specific circumstances. If you have successfully paid the excess social security fees, you can issue a certificate to the relevant authorities and apply for a refund.

Paying five insurance and one gold specifically can enjoy the following rights:

1, old-age insurance: retirement pension, pension, funeral expenses, is the security of old age;

2, medical insurance: medical reimbursement and old age of the health insurance treatment services;

3, unemployment insurance: unemployment insurance benefits after unemployment;

4, work-related injuries insurance : Payment of medical expenses for work-related injuries, living care expenses, disability benefits, and disability allowances;

5. Housing provident fund: For personal expenses such as buying, renovating, and renting a house.

In summary, work-related injury insurance and maternity insurance are not required to be paid by individuals, and are all paid by enterprises. Individuals who participate in the basic medical insurance for employees and whose accumulated contributions have reached the national prescribed number of years when they reach the legal retirement age will no longer pay the basic medical insurance premiums after retirement and will enjoy the basic medical insurance benefits in accordance with the state regulations; those who have not yet reached the national prescribed number of years may contribute until the national prescribed number of years. If the medical expenses should be borne by a third party according to law, and the third party does not pay or cannot be identified, the basic medical insurance fund will pay first. The basic medical insurance fund shall have the right to recover the medical expenses from the third party after paying them first. If a work-injured employee meets the conditions for receiving a basic pension, the disability allowance shall be suspended and the employee shall be entitled to basic pension insurance treatment. If the basic pension insurance treatment is lower than the disability allowance, the difference shall be made up from the Work Injury Insurance Fund.

Legal basis:

Article 4 of the Social Insurance Law of the People's Republic of China

Employers and individuals within the territory of the People's Republic of China pay social insurance premiums in accordance with the law, and have the right to inquire into the records of contributions and individual rights and interests, and to request social insurance agencies to provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.