The latest provisions of Shenzhen medical insurance payment period

Legal analysis: 1. The policy stipulates that the payment period for men is not less than 25 years and that for women is not less than 20 years. 2. Medical insurance requirements: the insured is 60 years old for men and 55 years old for women, and the payment period is not less than 25 years for men and 20 years for women. The actual payment period of the basic medical insurance premium must be not less than 15 years, and the insured can enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time. 3. If the social security has only been paid for 15 years, and the medical insurance has not been paid enough, you can only receive a pension after retirement and cannot reimburse the doctor. If you are dissatisfied with the prescribed payment period, you can continue to pay after the prescribed period, stop paying and continue to enjoy the basic medical insurance benefits. For those who choose to participate in the first stage of basic medical insurance, the monthly payment 165438+ 0.5% of their basic pension or pension; If you choose to participate in the second grade of basic medical insurance, you will pay 0.7% of the average monthly salary of employees in this city in the previous year.

Legal basis: Article 14 of the Measures of Shenzhen Municipality on Social Medical Insurance states that if the cumulative payment period of basic medical insurance and the actual payment period of this Municipality meet the following requirements, the payment can be stopped and the basic medical insurance benefits can continue to be enjoyed: (1) For those who have gone through the formalities of receiving monthly pension insurance benefits in 20 14 years, the cumulative payment period exceeds 15 years, in which the actual payment period of this Municipality has expired. (2) In 2015 years, the cumulative payment period for those who receive the monthly pension insurance benefits is 16, of which the actual payment period in this city is11; (3) In 2016 years, the cumulative payment period for those who receive the monthly pension insurance benefits is 17 years, of which the actual payment period in this city is 12 years; (4) If the old-age insurance benefits are collected monthly in 2017 years, the accumulated payment period is more than 18 years, of which the actual payment period in this city is more than 13 years; (5) In 2018 years, the cumulative payment period of the personnel who received the monthly pension insurance benefits reached 19 years, of which the actual payment period of this city reached 14 years; (six) 20 19 years, the cumulative payment period of the personnel who receive the pension insurance benefits on a monthly basis is over 20 years, of which the actual payment period of this city is over 15 years; (seven) in 2020, the cumulative payment period of the monthly pension insurance recipients is 2 1 year, of which the actual payment period of this city is 15 years; (eight) 202 1 go through the formalities of receiving pension insurance benefits on a monthly basis, with a cumulative payment period of 22 years, of which the actual payment period in this city is 15 years; (nine) in 2022, the cumulative payment period of the monthly pension insurance recipients is 23 years, of which the actual payment period of this city is 15 years; (10) In 2023, the cumulative payment period for those who receive pension insurance benefits on a monthly basis is 24 years, of which the actual payment period in this city is 15 years; (eleven) in 2024 and after receiving the pension insurance benefits on a monthly basis, the cumulative payment period of 25 years, of which the actual payment period of this city is 15 years. The personnel specified in Item (7) of Article 8 of these Measures who are dissatisfied with the payment period specified in the preceding paragraph may continue to pay after the specified period, stop paying and continue to enjoy the basic medical insurance benefits. For those who choose to participate in the first stage of basic medical insurance, the monthly payment 165438+ 0.5% of their basic pension or pension; If you choose to participate in the second grade of basic medical insurance, you will pay 0.7% of the average monthly salary of employees in this city in the previous year. Item (1) of Article 8 of these Measures stipulates that the number of years of personnel participating in medical insurance is not included in the calculation of actual payment and accumulated payment period of this article; The payment period of medical insurance outside the city, which is transferred according to the transfer and connection method of medical insurance relationship stipulated by the state, shall be included in the calculation of the cumulative payment period in this article.