Do foreigners need to have proof of social security for both husband and wife to buy a house?

If you are a local resident, you don't need to have social security to purchase a home.

If you are a foreign resident, you need to have proof of local social security for more than a year or pay taxes for more than a year to qualify to buy a local home.

The central bank stipulates that banking financial institutions can issue housing loans to non-local residents who meet the policy conditions according to local urbanization development plans. However, outsiders who take out loans to buy homes receive many restrictions.

Generally speaking, banks will require foreigners to provide a list of social security contributions for nearly one consecutive year as proof of social security. Or they may provide the personal income tax payment certificate of the last consecutive year as the proof of tax payment. If you don't want to go to the social security certificate when you buy a house with a loan from a foreigner, it's okay to provide a tax certificate.

Expanded Information:

p>Proof of social security contributions vary from place to place according to local policies, in general, much the same. The following is a brief introduction to the rules for proof of social security contributions in Nanjing, for example.

At present, the participation of employers and individuals in social insurance and the payment of social insurance premiums has become an important part of the qualification audit and certification by various departments. In order to do a good job of issuing proof of social insurance participation and payment, and to strengthen the tracking and management of the issuance of the object, the relevant provisions are as follows:

I. For individuals who need to issue proof of participation and payment, the declaration of the first section of the service in its "Nanjing Labor and Social Security Card Information Query Form" on the official seal of the business. For those who need to affix the official seal of the center, the Chief of the Reporting Service Section will sign and then go to the General Section to affix the official seal of the center.

Two, for units that need to issue a certificate of participation and contribution of the unit (or employee), the Audit Section 1, with the unit's social insurance registration certificate or letter of introduction, after reviewing its participation and contribution, issue a certificate, which is approved by the director in charge and the director of the examination and approval of the General Section to the center seal.

To the units with insufficient participation surface, obvious inaccurate contributions and arrears, the Audit Section I shall require them to immediately carry out self-examination and rectification, and those that cannot be rectified immediately for the time being shall be included in the auditing object for tracking and management.

Baidu Encyclopedia-Social Security Certificate