How to inquire about student medical insurance in Guangzhou

Guangzhou student medical insurance inquiry can be conducted in the following ways:

1. Inquire through official website of Guangzhou Social Security Bureau: First, you can visit official website of Guangzhou Social Security Bureau, select "Inquire about medical insurance information" under the column of "Personal service", and then enter your ID number and password to inquire about your own medical insurance information.

2. Inquire through the mobile APP: download and install the official APP of Guangzhou Social Security Bureau. After registering and logging in, you can check your medical insurance information in the APP.

3. Call the Social Security Bureau for enquiry: You can call the service number of Guangzhou Social Security Bureau. After providing personally identifiable information, the staff will inform the relevant medical insurance information.

When inquiring about medical insurance information, you need to provide personal ID number and medical insurance card number. The medical insurance card number is the unique identification code issued by the social security bureau when the medical insurance insured participates in the insurance. By providing this information, you can query your own medical insurance payment, personal account balance, medical expenses reimbursement and other information.

There are three differences between medical insurance for students and medical insurance for urban and rural residents, namely:

1, the two are essentially different: the essence of student medical insurance: student medical insurance is rural medical insurance (new rural cooperative medical insurance), medical insurance in different places and medical insurance in units. Medical insurance purchased by universities, primary and secondary school students and children through the school, the insured students can choose the nearest designated hospital for hospitalization, and the urban school students can go to the medical insurance office of the selected hospital with their student ID cards and ID cards (original household registration). The essence of general medical insurance: generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

2. The composition of the two is different: the composition of student medical insurance: the basic medical insurance premium for primary and secondary school students consists of two parts: individual contributions and government subsidies. For low-income families and students with severe disabilities, individual contributions are fully subsidized by the government; The composition of general medical insurance: medical insurance, like other types of insurance, collects medical insurance premiums from people threatened by diseases in advance through contracts and establishes medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation.

Medical insurance also has two functions of insurance, risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.

3. The nature of the two is different: the nature of student medical insurance: Now all parts of the country have implemented student medical insurance, and students outside the local area cannot buy student medical insurance through schools, which is why many students do not enjoy this policy. Nowadays, people have many different views on the implementation of student medical insurance. Many parents think it is unsafe to buy insurance at school, but many parents agree with it very much. Nature of general medical insurance: In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts.

To sum up, Guangzhou students' medical insurance inquiry can be conducted in the above ways, and students can choose the most convenient way to inquire according to their actual situation. At the same time, we should also pay attention to the difference between student medical insurance and urban and rural residents' medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.