Job Recruitment Website - Social security inquiry - How can individuals pay social security flexibly?
How can individuals pay social security flexibly?
1, ask the social security agency to pay social security. If you have to pay social security if you don't work temporarily, you can also find some local social security agencies to handle it. This method requires higher economic ability, because the wages of migrant workers themselves are not high, so individuals have to pay not only a lot of social security fees, but also handling fees, which is really a bit overburdened. Of course, if some people need to buy a house and other special needs at work, choosing a social security payment company can effectively prevent social security interruption from affecting their own rights and interests;
2, continue to find a job, let the unit help pay social security. Just because you are unemployed and resigned doesn't mean that you are incapable of working. You can continue to find your next job in the local area. As long as you are a regular employee, the company must be obliged to pay social security for employees. After arriving at the new company, continue the previous social security information, and you will be able to meet the conditions of 15 retirement in five years.
3. In the name of the domicile and individual. Social security can be paid in the name of an individual, but in general cities, social security is only paid by local hukou personnel in the name of an individual. If you are not prepared to continue working and want social security, you can go back to your household registration and pay social security in your own name. After payment, the social security previously paid in the company will be transferred, which is also the cumulative payment period.
Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
The specific process of individual social security payment is as follows:
1. Individuals can pay social insurance as freelancers. Social insurance here includes two aspects, namely endowment insurance and medical insurance. The condition of participating in insurance is that an individual has an urban hukou or a rural hukou. As long as these two conditions are met, individual endowment insurance and medical insurance can be paid in the local social security department;
2. If you want to pay social security, you need to go to the social security service point of the local community street or the labor and social security bureau of the county-level social security bureau to handle related business;
3. When paying social insurance in the Social Security Bureau or the Municipal Labor and Social Security Bureau, it is necessary to provide basic information, including personal residence booklet, ID card, copy of ID card and several one-inch photos;
4. The individual payment standard is based on the average salary of local social security in the previous year, in which the proportion of pension insurance payment is 20% and the proportion of medical insurance payment is 9%.
To sum up, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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