Payment ratio of five insurances and one gold in Dalian Development Zone

I. Payment ratio of five insurances and one gold in Dalian The payment ratio of five insurances and one gold is as follows: the contribution ratio of endowment insurance is 28%, of which the unit contribution ratio is 20% and the individual contribution ratio of employees is 8%. The medical insurance premium rate is 8%, of which the unit premium rate is 6%, the employee premium rate is 2%, and the individual industrial and commercial households and flexible employees premium rate is 8%. The unemployment insurance rate is 3%, of which the unit rate is 2% and the employee rate is 1%. The contribution rates of industrial injury insurance are 0.6%, 1.2% and 2% respectively, and the unit bears all the contribution rates, and the individual does not pay. Maternity insurance payment rate is 0.7%, the unit bears all the payment rate, and the individual does not pay. The contribution ratio of housing provident fund: unit 6%- 12%, individual 6%- 12%. Second, the role of five insurances and one gold 1. Endowment insurance: After retirement, you can receive a pension from social security every month, and the amount you receive is related to your payment base. 2. Medical insurance: You can pay the medical expenses from the social security card (some of the medical expenses are transferred to your social security card every month), or you can reimburse most of the medical expenses and hospitalization expenses, depending on your treatment and medication. 3. Unemployment insurance: you can receive unemployment benefits after you are unemployed, provided that you have to apply for an unemployment certificate, and the time for receiving it is limited. 4. Work-related injury insurance: subsidies for work-related injuries are mainly useful for those who are disabled due to work-related injuries. 5, maternity insurance: useful for girls, subsidies during childbirth. 6. Housing accumulation fund: It is useful to sell a house in the future. The money will be deposited in your account, which can be used when buying a house, and you can also get preferential loans. Three. When will the five insurances and one gold be paid? 1. According to the Labor Contract Law, the probation period is included in the term of the labor contract. Because the probation period belongs to the scope of labor contract, employees have the right to enjoy all kinds of social insurance, that is, endowment insurance, work injury insurance, medical insurance and so on. 2. If the unit fails to pay social insurance during the probation period, it can pay it back for the employees after the formal signing of the labor contract. The above is the payment ratio of five insurances and one gold provided by Dalian Development Zone. As can be seen from the above, among the five insurances and one gold, industrial injury insurance and maternity insurance do not need to be paid by individuals, but are borne by the unit. Five insurances and one gold play an important role. Employees should always pay attention to their five insurances and one gold payment during their work in the enterprise. If the company does not handle five insurances and one gold for itself, it can complain to the relevant departments.