How to withdraw personal amount from social security

1, medical insurance. The payment of medical insurance is reflected in the personal medical insurance account, which cannot be withdrawn, but it can be used in hospitals and pharmacies that provide medical insurance services.

2. Endowment insurance. The expenses paid by the old-age insurance are managed by two accounts, namely, the personal account paid by individual employees and the overall account paid by the unit for employees.

If you need to withdraw the pension, you can only withdraw the amount in the personal account paid by the individual, and the amount of withdrawal depends on the payment period and the base of payment.

But! ! Individual contributions to endowment insurance are not dispensable. According to the provisions of the state, the pension can only be withdrawn if one of the following conditions is met:

First, the insured immigrant can apply in writing to terminate the employee's basic old-age insurance relationship when leaving the country or after leaving the country, and the amount stored in his personal account will be paid to him in one lump sum;

Second, if the insured person dies before the retirement age, part of the money in the personal account can be inherited as an inheritance;

3. The insured has reached retirement age (male over 60 years old, female over 50 years old), but the payment is less than 15 years. At this time, the money in the account balance can be taken out. Of course, you can also choose to pay a one-time pension of 15 years and then receive it monthly. (Delayed retirement age is not counted)

The purpose of paying endowment insurance premium is to ensure that the insured has a sense of security. If you encounter difficulties at present, you can choose to postpone payment until the economy is well off, or you can choose to pay 15 years, and enjoy pension benefits according to relevant national policies after reaching the statutory retirement age.

If it is necessary to pay old-age insurance in different places for other reasons, you can apply for the transfer of old-age insurance at the local social security bureau that has paid the old-age insurance.

If the insured reaches the legal retirement age, but the accumulated payment is less than 15 years, and I am unwilling to continue to pay, and cannot be transferred to the social endowment insurance for urban residents, I can pay the amount stored in my personal account in one lump sum.