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Can a 70-year-old man buy social security? Help, prawns!
First, the benefits of purchasing social medical insurance.
In my opinion, there are many advantages for the elderly to buy social medical insurance. First of all, the elderly are weak and often hospitalized. Buying social medical insurance will reduce the pressure on yourself and your children. Moreover, many elderly people are still the pillars of the family. If they get sick, it is very likely that they will not be able to live at home. With social medical insurance, the pressure in this area can be alleviated, and the quality of family life will not be reduced. Of course, the most important thing is that buying social medical insurance can guarantee the old people a sense of security and make them feel more at ease.
Personal recommendation
In my opinion, in addition to social medical insurance, the elderly should also buy corresponding old-age insurance. People's quality of life is constantly improving, so every household has more money. Everyone can use this money to buy the corresponding old-age insurance, so that families can be protected in case of accidents. Moreover, there are many diseases in social medical insurance that cannot be paid, but endowment insurance can be a perfect supplement. I hope everyone can realize this and buy corresponding insurance to ensure a happy life for themselves and their families.
Extended data
Article 28 of the Social Insurance Law stipulates that medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
According to the basic requirements of the payment of basic medical insurance benefits in China, the insured person who goes to the medical insurance institution to reimburse the medical expenses incurred by himself for medical treatment generally meets the following conditions:
(1) The insured must go to the designated medical institution of basic medical insurance or to the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital.
(2) The medical expenses incurred by the insured in the process of medical treatment must conform to the basic medical insurance drug list, diagnosis and treatment items, the standard scope of medical service facilities and payment standards, and be paid by the basic medical insurance fund according to regulations.
(III) Among the medical expenses that the insured meets the scope of payment of basic medical insurance, the part that is higher than the Qifubiaozhun of the social medical co-ordination fund and lower than the maximum payment limit shall be paid by the social medical co-ordination fund in a unified proportion.
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