Hospitalization medical insurance reimbursement or direct deduction

Legal analysis: In a hospital with medical insurance, you take a medical insurance card to the hospital when you are hospitalized, and the expenses are directly deducted from the medical insurance card. If you are discharged from the hospital at your own expense, there is no way to reimburse you: if you are hospitalized in other places, you must have a referral certificate from the hospital where you are insured, pay the expenses yourself first, and then take the expense receipt to the social security bureau where you are insured for reimbursement.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the medical expenses incurred by the insured shall be paid by the basic medical insurance fund and directly settled by social insurance agencies, medical institutions and pharmaceutical trading units.