The endowment insurance for 50-year-old female employees has been paid for 13 years, so it can only be paid again?

China's retirement conditions also need to meet two standards at the same time, namely, the legal retirement age stipulated by law and the contribution of endowment insurance 15 years. Only by meeting these two criteria can you retire. You have only paid 13 years of social endowment insurance, and there are still three years from the minimum payment period required by the state. Only by paying again to 15 years can you meet the conditions for applying for retirement, that is, you must also meet the conditions for applying for retirement at the age of 52.

Because you are a female employee, it means that you have been working in the employer and receive social insurance benefits in accordance with the relevant provisions of the labor law, and the labor contract is terminated. Receiving social insurance benefits according to regulations means that you can enjoy social insurance benefits after retirement according to law, but you still can't meet the preconditions for receiving social insurance benefits according to regulations, so the employer can't terminate your labor contract at will. However, the relevant provisions of the Regulations on the Implementation of Labor Contract are to terminate the labor contract at the statutory retirement age stipulated by law. However, because the law goes beyond the prescribed spirit of struggle, it is no problem to continue working in the employer, and it should be handled in accordance with the relevant provisions of the labor law. As long as you continue to work in the employer, the employer needs to pay the old-age insurance for you again.

However, in order to avoid their own responsibilities, some employers are unwilling to pay insurance for employees who have reached the statutory retirement age stipulated by law, on the pretext that the social security system cannot pay, so as to avoid their due responsibilities and obligations. According to the relevant provisions of the Social Security Law, those who have reached the statutory retirement age stipulated by law and are dissatisfied with the social security payment 15 years can continue to pay until they reach 15 years. This re-payment can be paid by myself or by the enterprise. As a company employee, the company pays social security for employees who have not paid for 15 years, which not only conforms to the relevant provisions of the social security law, but also conforms to the relevant provisions of the labor law.

If the employer doesn't want to pay you any more, then you don't want to go to legal rights protection, or because the cost of rights protection is too high, you can also pay again at the local social security agency with your personal information, as long as you pay the social insurance premium in full. Because you have paid the local fee for 13 years, and you are over 50 years old, according to the relevant provisions of the State Council (2009) No.66 document, you are only allowed to use your personal information to pay the local endowment insurance. If you have paid the local fees again for 2 years, you are eligible to apply for retirement locally. In fact, you can definitely retire at 52.

Generally speaking, as a female employee, you have reached the age of 50 and reached the statutory retirement age stipulated by law. However, because your social security contribution is only 13 years, which can't meet the national minimum payment period 15 years, you can't retire for the time being. The only way is to pay the old-age insurance again, and you can only retire at the age of 52 after the social security contribution reaches 15 years.