In 2023, what is the contribution ratio of companies and individuals with five insurances and one gold in Kunshan?

Basic old-age insurance for enterprises: the unit pays 20% and the individual pays 8%; Basic medical insurance: the unit pays 8% and the individual pays 2%. Unemployment insurance: the unit pays 2%, and the individual pays 1%. Maternity insurance: the unit pays 1%, and the individual does not pay. Industrial injury insurance: the unit pays 1%, and the individual does not pay. The contribution ratio of housing provident fund: 8%- 12% for units and employees, respectively, and it can be increased to 12% if it fails to reach 12%.

In recent years, Kunshan's economy has developed rapidly, attracting a large number of migrant workers. For them, in addition to receiving the basic salary every month, they also enjoy the benefits of social insurance and housing provident fund. The payment standard of "five insurances and one gold" is also changing with the development of society, so how to stipulate the payment ratio of companies and individuals with five insurances and one gold in Kunshan? Let's take a look at the relevant content together.

1. How to pay five insurances and one gold in Kunshan?

1. Basic endowment insurance for enterprises: 20% for units and 8% for individuals;

(Remarks: The supplementary medical insurance premium for serious illness shall be paid by the employees according to 60 yuan/year, and shall be paid in one lump sum at the beginning of each year. )

2. Basic medical insurance: the unit pays 8% and the individual pays 2%.

3. Unemployment insurance: 2% for the unit and 0/%for the individual.

4. Maternity insurance: the unit pays 1%, and the individual does not pay.

5. Work-related injury insurance: the unit pays 1%, and the individual does not pay.

(Note: The floating rate of work-related injury insurance was implemented from 2065438+65438+1 month in 2002. Calculated according to the benchmark rate 1%, the work-related injury insurance rates of employers whose contributions reach 100%~200% (including 200%) and exceed 200% will rise respectively in the next year. )

6. The contribution ratio of housing provident fund: 8%- 12% for the unit and employees, and 12% for those who fail to reach 12%.

Second, how to transfer the five insurances when returning to Kunshan?

1. After the employer or the insured person has gone through the formalities of employee social insurance in Kunshan City, he/she will fill in the Application Form for the Transfer and Continuation of Basic Endowment Insurance Relationship and the Application Form for the Transfer and Continuation of Basic Medical Insurance Relationship with the basic old-age insurance payment certificate and medical insurance certificate issued by the social security agency of the original insured place, and put forward an application for the transfer and continuance of the relationship between enterprise employees' basic old-age insurance and employee medical insurance.

2. If the social security agency meets the conditions for transfer and connection, contact the social security agency in the original insured place to send the Contact Letter for Transfer and Connection of Basic Old-age Insurance and the Contact Letter for Transfer and Connection of Basic Medical Insurance, and record the payment of basic old-age insurance for enterprise employees and medical insurance for employees over the years according to the Information Form for Transfer and Connection of Basic Old-age Insurance Relationship and the Information Form for Change of Medical Insurance Types of Insured Persons.

3. What are the conditions for Kunshan to receive unemployment insurance?

To receive unemployment insurance, you must meet the following three conditions.

1, the unit and I have paid 1 year according to regulations;

2. If the employment is not interrupted because of my will, I can enjoy the expiration of the contract, but it is not my own resignation;

3. I have registered for unemployment and have a job demand. (Unemployment insurance can be paid for up to 24 months)

It can be seen that the payment ratio of five insurances and one gold in Kunshan City is still relatively high, which is due to the developed local economy. The proportion of contributions paid by companies and individuals with five insurances and one gold in Kunshan has not changed compared with previous years. For newcomers to Kunshan, when signing a labor contract, they should know the knowledge of five insurances and one gold in Kunshan in advance to prevent employers from paying less or not paying.