When can social security be refunded?

Social security is generally non-refundable. However, there are exceptions. Social insurance premiums can be refunded under the following circumstances:

(1) Off-site: You can apply for a refund of personal contributions after leaving your job, but the part paid by the company cannot be refunded.

(2) You can't surrender halfway, and you can only surrender if you die, settle abroad or pay less than 15 years; But it can only be returned to the individual part, and the part paid by the unit cannot be returned.

(3) If the individual bears the social security fee in full, only one third can be refunded, and the remaining two thirds can be regarded as the unit payment and cannot be refunded.

legal ground

The State Council's Decision on Establishing the Basic Medical Insurance System for Urban Workers

Three, the establishment of basic medical insurance funds and personal accounts.

It is necessary to establish the basic medical insurance pooling fund and individual account. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees.

The overall fund and individual account shall delimit their respective payment ranges, and shall be accounted for separately, and shall not occupy each other.