Is there a difference between individual handling social security cards and unit handling?

1. Different expenses: I need to pay all the expenses in full and apply for medical insurance for urban residents. The operating expenses of the company are shared by enterprises and individuals, and the payment ratio is 7.5% for enterprises, 2% for individuals and medical insurance for employees.

2. Different reimbursement: the proportion of emergency and hospitalization compensation for employee medical insurance can reach about 85% (90% for retirees), which varies from place to place. The proportion of residents' medical insurance and hospitalization compensation is only about 40%, which varies from place to place.

3. Different enrollment conditions: The employee's medical insurance enrollment condition is the insured of the basic old-age insurance, otherwise it will not be handled, while the resident's medical insurance is handled independently.

4. Different payment years: the payment period of employee medical insurance is limited to retirement age, with continuous payment years, while resident medical insurance is lifelong payment.

Extended data:

The social security card processing process is as follows:?

1. Generally, when you enter an enterprise or unit, you will apply for social security for each employee. If the unit pays social security, the unit will apply for a social security card for you. Of course, individuals can apply to the bank. ?

2. Only ID cards are required for local accounts. If the account is not local, you can go to a nearby photo studio to issue a photo receipt. Just say that you are applying for social security, 15 yuan/copy, and you will get it in 5 yuan soon. If you are not in a hurry, it is unnecessary to get it back the next day. ?

3. Fill in the Application Form for Handling Business and Social Security Card with your personal ID card and photo receipt for handling social security; ?

4. After one month, I will go to get some money, and there will be a short message informing me to get my social security card back. After getting the card, the staff asked to set two passwords. One is the medical insurance card password, that is, you need to enter the password when you go to the pharmacy to buy medicine and swipe your card, or when you are reimbursed by the hospital. Another password is equivalent to a bank card, which can deposit and withdraw money, including pension.

Baidu encyclopedia-social medical insurance card

Ruzhou Municipal People's Government-How to apply for social security card? What materials are needed?