Is it too late to buy social security at the age of 40

It's not too late to pay social security for residents at the age of 40. There are only two insurances for residents' social security: residents' endowment insurance and medical insurance. The retirement age of residents' pension insurance is 60 for both men and women, so it can be paid at the age of 40 and can be paid for 20 years. I can also pay employee social security as a flexible employee. However, unlike enterprises paying employee social security, I can only pay employee pension insurance and medical insurance, and I need to bear all the expenses myself, so the pressure is still relatively large.

First, the method of paying social security:

1. Self-paid by the Social Security Bureau: for local people, it can be handled directly by the Social Security Bureau, and can be paid to the social security of urban workers or urban residents.

2. Intermediary payment: Choosing a suitable social security agency to pay is the most direct and worry-free remedy, but the amount of payment will be. We need to pay not only the necessary expenses of social security, but also the service fees of social security institutions.

3. Subsequent payment: The years of pension and medical insurance can be accumulated. If the supply is cut off, it will be enough after the year. Therefore, we can also choose to pay back the money at some time in the future. Bian Xiao suggested that it is best to pay off in 2005 before retirement 15.

Two, the materials required to pay social security are:

1. Fill in the social insurance registration form and enterprise employee social insurance declaration form;

2. A copy of the business license of the enterprise (original inspection);

3, enterprise organization unified code certificate copy (original inspection);

4. The seal card and photocopy of the social security fee collection bank or the certificate of the social security fee collection bank.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law. The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.