Can I withdraw money from the medical insurance passbook? How to take it out?

The money in the medical insurance passbook can be taken out;

1. Can the money in the medical insurance passbook be withdrawn?

1, the passbook means something like a card, and the money can be taken out. The blueprint is to represent the insured status and show it to the hospital when going to the hospital.

2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity of the insured. At the time of checkout, the part paid by the individual is paid by medical insurance card or cash, and the part reimbursed by medical insurance is settled by medical insurance and hospital, so the individual does not need to pay first and then reimburse.

3, medical insurance is divided into two accounts, personal account, the money reflected in the medical insurance card, can be used to buy medicine in designated pharmacies, outpatient expenses and hospitalization expenses paid by individuals; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.

Second, how to take out At present, there are two main ways to take out the medical insurance balance.

1. Bank counter: The insured person can directly bring his medical insurance passbook and ID card to the Bank of Beijing for processing (the initial password of the general medical insurance passbook is 000000, and a password will be set separately after arriving at the bank).

2. Self-service machine: At present, some banks already have self-service machine withdrawal business, and the insured can directly handle it on the self-service machine with the medical insurance passbook.

Third, the difference between social security and medical insurance Social security is the abbreviation of social insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund.

Under certain conditions, the insured can get fixed income or loss compensation from the fund, which is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. Medical insurance is insurance to compensate medical expenses caused by diseases. Workers are sick.

Social insurance means that the society or enterprises provide necessary medical services or material assistance in case of injury or childbirth. When using social security card for medical treatment, it must meet the scope of medical insurance reimbursement before it can be used. Go to the designated hospital for medical treatment, and calculate it in real time if it exceeds the deductible line (1800 yuan). However, the social security card itself has no money.

It just carries all kinds of information about you; All the medical expenses paid by individuals are deposited into personal medical insurance account (i.e. medical insurance passbook), so the medical insurance passbook can not only be used to see a doctor, but also directly withdraw the balance.