Do industrial injury insurance and endowment insurance have to be paid together?

Work injury insurance and endowment insurance must be paid together. The specific provisions are as follows:

1, industrial injury insurance and endowment insurance are both part of social insurance, and the social insurance system is established by the state through legislation and is a social public utility. The contribution rate of social insurance is fixed, and employees need to pay insurance premiums in proportion;

2. Endowment insurance and industrial injury insurance must be paid together. These two insurances are part of social insurance, established by the state through legislation, and are social public utilities. Employees are required to pay insurance premiums at a fixed rate. For the unit, it should pay the work-related injury insurance and endowment insurance fees for employees in accordance with the regulations.

The conditions of social security include the following aspects:

1. Insured objects: Social security insured objects include laborers working in employers, flexible employees, individual industrial and commercial households, freelancers, migrant workers and retirees;

2. Payment conditions: Social insurance participants need to pay a certain percentage of social insurance premiums, including basic old-age insurance, basic medical insurance, unemployment insurance, work injury insurance, maternity insurance, etc. The proportion of social security contributions in different regions and industries may be different;

3. Payment base: Social security participants need to pay social security fees according to regulations. The payment base generally refers to the salary or income level of the insured, and the payment base may be different in different regions and industries.

4. Payment period: Social security participants need to pay social security fees according to the prescribed time limit, usually once a month.

Social security includes the following types:

1. Endowment insurance: it is a social insurance system that provides certain living allowance and basic medical security for employees after retirement.

2. Medical insurance: it is a social insurance system that provides medical security, including basic medical insurance and supplementary medical insurance.

3. Unemployment insurance: it is a social insurance system that provides certain living relief and reemployment assistance for unemployed workers.

4. Work injury insurance: it is a social insurance system that provides certain economic compensation and medical security for disability and death caused by accidents or occupational diseases at work.

5. Maternity insurance: it is a social insurance system that provides maternity allowance and maternity medical security for female workers during childbirth.

To sum up, industrial injury insurance and endowment insurance are two important social insurances, which must be paid together. Units shall pay work-related injury insurance and endowment insurance fees for employees in accordance with regulations, and employees shall also pay social insurance premiums in accordance with regulations.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.