How to reimburse commercial insurance? The company bought social security and medical insurance.

No conflict. Commercial medical insurance refers to profitable medical insurance operated by insurance companies. Consumers pay a certain amount of insurance money, and they can get a certain amount of medical expenses from insurance companies when they encounter major diseases. Social medical insurance is a medical insurance system enforced by the state through legislation. Employers and individuals pay insurance premiums according to a certain proportion, establish social medical insurance funds, and pay medical expenses for employees.

If it is general medical care, social security can be reimbursed in proportion first, and the rest can be reimbursed to insurance companies in proportion, depending on different situations.

1. If the commercial insurance purchased is critical illness insurance, in case of serious illness stipulated in the contract, the insurance company will pay the insured the amount stipulated in the contract in one lump sum.

2. If the selected commercial insurance is reimbursement, such as hospitalization allowance and operation allowance, these insurances are generally supplements to social security, and the medical expenses not covered by social security are covered in proportion.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.