What is the social security payment base of 5000? How much can I get for retirement (calculation formula)

What is the pension payment base of 5000 yuan for retirement? What is the base number of 5000? Calculate retirement benefits for men and women

What is the concept of 1.5000 payment base?

The payment base of endowment insurance is usually 60%-300% of the average salary of local employees, which is divided into seven or eight grades (60%, 80%, 90%, 100%, 150%, 200%, 300%), for example, the average salary of on-the-job employees is 6,000 yuan, and the payment base is.

The payment base is 5000 yuan. Judging from the current situation in various provinces, it is definitely not the lowest. I have never seen any province pay a minimum of 5,000 yuan, and it is most likely to get 80% of the results, the second file.

Can calculate the average salary of local employees 5000 &; Leather; 80%=6250 yuan

If the incumbent currently pays 5000 * 8% = 400 yuan every month, then he will pay 4800 yuan a year.

If flexible employees pay employee pension insurance, the payment ratio is 20%, that is, 5000*20%= 1000 yuan, and the annual payment is 12000 yuan.

Second, what is the pension payment base of 5000 yuan for retirement?

For example, the average salary of local employees on the job is 6250 yuan, and the individual chooses to pay 5000 yuan, the second file, the payment index is 0.8, and the individual pays 15 years, and the male retires at the age of 60:

Basic pension: (6250+6250* contribution index 0.8)&; Leather; 2* Payment period 15* 1%=844 yuan.

Personal account pension: 5000*8%* 12* payment period 15/ calculated months 139=5 18 yuan.

Then it can be calculated that the pension is about 844+5 18= 1362 yuan per month.

If a female employee retires at the age of 50, and the calculated number of months of pension is 195 months, then the pension is the basic pension 844+ personal account pension 5000*8%* 12* payment period 15/ calculated number of months195 = 844+369 = 60.

It should be noted that due to the adjustment of the average salary of employees on the job every year, the payment base will change. The payment base of the second file this year is 5000 yuan, and the corresponding payment base of the second file next year may be 5200 yuan, which will change to some extent. For on-the-job personnel, it is generally reported by the unit according to the average salary of employees, and individuals can't control it; However, flexible employees need to consider the ability to pay after the future payment base rises.