Is it better to buy social security linked to the company or personal?

Legal analysis: hanging the company, buying. There are the following differences: 1, different types of insurance: the social insurance items linked to the company's self-payment have "five insurances": pension, medical care, unemployment, work injury and maternity. If you choose flexible employment social security, you can only include "three insurances" at present: pension, medical care and unemployment. 2, the cost is different: social security is linked, then the social security originally paid by the unit must also be paid by the individual. You also have to pay the agency fee to the social security agency. At present, the market price of service fee is almost 800~900 yuan/year, so if individuals pay social security, they will save the agency fee. 3, social security is different: hanging in the unit to pay social security needs to give identity information to the agency, and signed a fake labor contract, which has certain risks, and pure personal social security should be safe.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.