Workers in Fuzhou, Jiangxi Province, with 38 years of service and 60 payment bases. How much money will they get after retirement?

After 38 years' service, 60% of them will be insured and will retire in 2022. The probability of retirement pension will not be less than 3,000 yuan.

The amount of pension is related to the years of payment, the payment index, the calculation base of pension at the retirement location, the calculation month corresponding to the retirement age and other factors.

Conditions1:Retire in 2022, with 38 years of service, which is equivalent to 1984.

Judging from the payment period, it is still relatively long, which will involve the calculation of the deemed payment period, and there is also a transitional pension when retiring.

I work in 1984 and retire in 2022. From the perspective of working hours, the high probability is that I will retire at the age of 60, and the corresponding counting month is 139 months.

Condition 2: Social security fees have been paid at 60%.

Judging from the payment situation, the amount of personal payment is small, the accumulated amount of personal account is not too high, and the payment index is relatively low.

2. Retirement in 2022, 38 years of service, 60% social security, how much pension can I get?

Due to the limited conditions given in the question, two key indicators are not clear.

First, the calculation base of pension is uncertain because we don't know the retirement area.

The second is the accumulated amount of individual pension account, because only 60% of the payment is known, but the specific payment amount is not known.

Therefore, we can only specify and estimate the calculation base of pension and the storage amount of individual pension account respectively, for reference only.

For example:

Uncle Wang joined the insurance in Shenyang and has been paying 60% of the old-age insurance premium. He has worked for 38 years and retired in 2022. The accumulated amount of personal account is 654.38+10,000 yuan. What is the pension at retirement?

202 1, Shenyang's pension base is 7530 yuan. Traditionally, the pension base will increase by about 300~500 yuan every year. Therefore, the pension calculation base in Shenyang in 2022 is temporarily calculated at 7800 yuan.

On 1992, Shenyang began to establish the old-age insurance payment system. Uncle Wang 1984 takes part in the work, and the payment period is regarded as 8 years.

1. Uncle Wang's basic pension: 7800 * (1+0.6)/2 * 38% = 2371yuan.

2. Uncle Wang's transitional pension: 7800 * (1+0.6)/2 * 8 *1.4% = 699 yuan.

3. Uncle Wang's personal account pension:10000/139 = 719 yuan.

To sum up, Uncle Wang's retirement pension is: 2371+699+719 = 3789 yuan.

Note: The above contents are for reference only. Interested friends can calculate according to my calculation method, combined with their actual retirement location, local pension calculation base and accumulated storage in personal accounts.

1. It should be noted that retirement pensions vary greatly in different regions, with different pension bases and different personal accounts. For example, in areas such as Beijing, Guangzhou and Shenzhen, the pension base is high and the payment amount is relatively large; In northwest, northeast and other regions, the pension base is low and the payment amount is relatively small; Therefore, under the same conditions, the pension of retirees in two different regions is at least 200~500 yuan.

2.38 years of service, 60% insurance payment, retirement in 2022, retirement pension probability will not be less than 3000 yuan. If you retire in areas such as Beijing and Shanghai where the pension base is relatively high, the pension probability will exceed 3,800 yuan; If you retire in the northeast, northwest and other areas with relatively low pension base, the probability of pension is about 3000~3500 yuan.