What is the difference between commercial social security and national social security?

Legal analysis: there are differences between commercial social security and national social security: difference 1: voluntary principle, employee social security is a kind of national welfare and compulsory payment; Commercial insurance is an individual behavior and can be purchased voluntarily; Difference 2: time limit, national social security must pay a certain number of years before it can be used or collected; The payment period of commercial insurance is flexible, and the years of 3 years, 5 years, 10 years and 20 years are determined by the insured; Difference 3: In the national social security structure with controllable amount, the pension individual pays 8%, the medical insurance individual pays 2%, and the unemployed individual pays 1%. As the salary increases, the amount paid will also increase accordingly.

Legal basis: Article 54 of People's Republic of China (PRC) Rural Revitalization Promotion Law, the state improves the social security system of urban and rural planning, establishes and improves the security mechanism, and supports rural areas to improve the level of social security management services; Establish and improve the mechanism for determining the basic old-age insurance benefits for urban and rural residents and the normal adjustment of basic pension standards to ensure that the basic old-age insurance benefits for urban and rural residents are gradually improved with economic and social development. The state supports farmers to participate in the basic old-age insurance and basic medical insurance for urban and rural residents in accordance with regulations, and encourages qualified flexible employees and agricultural industrialization employees to participate in social insurance such as basic old-age insurance and basic medical insurance for employees. The state promotes the coordinated development of the minimum living security system in urban and rural areas, improves the level of social assistance such as support for the extremely poor in rural areas, strengthens care services for left-behind children in rural areas, women and the elderly, the disabled and children in distress, and supports the development of inclusive old-age care services in rural areas and mutual support for the elderly.